22 Decatur St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 22 Decatur St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,560 sqft · built 1954
Lot Size	0.32 acres (13,950 sqft)
Owner	Trust Name on File
Last Sale	$424,000 (Nov 2005)
Tax Bill	$5,801 (2026)
Deeds & Mortgages	May 2022 Transfer Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0056 B:0016 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0056 B:0016 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,828 sqft
1st Floor Area	984 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,950 sqft (0.32 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	22 DECATUR ST
City	GLOUCESTER
State	MA
Zip	01930-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	16
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3043
Census Tract	221300

Owner

22 Decatur St is owner-occupied and held in a trust since April 2022.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	22 DECATUR ST, GLOUCESTER, MA 01930-3220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 8, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
Nov 8, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2005 · Amount on File
Deed Sale	Nov 29, 2005 · Amount on File
Last Transfer Date	Apr 21, 2022
Transfer Doc	0000636170
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 13, 2022
Property Address	22 DECATUR ST, GLOUCESTER, MA 01930-3220
Document Number	0000636170
Instrument Date	Apr 21, 2022
Instrument	636170
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 DECATUR ST, GLOUCESTER, MA 01930-3220

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 8, 2021
Property Address	22 DECATUR ST, GLOUCESTER, MA 01930-3220
Document Number	630959
Instrument Date	Nov 3, 2021
Instrument	630959
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 DECATUR ST, GLOUCESTER, MA 01930-3220

Mortgage

Document Number	630960
Date	Nov 8, 2021
Instrument	630960

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Nov 8, 2021
Property Address	22 DECATUR ST, GLOUCESTER, MA 01930-3220
Document Number	0000630959
Instrument Date	Nov 3, 2021
Instrument	630959
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 DECATUR ST, GLOUCESTER, MA 01930-3220

Mortgage

Document Number	0000630960
Date	Nov 8, 2021
Instrument	630960

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 22 Decatur St was $5,801, down 0.2% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,801.00 (-0.22%)	$623,100 (+4.18%) Land $283,200 Building $339,900	$733,237
2025	$5,814.00 (+0.33%)	$598,100 (+0.42%) Land $262,200 Building $335,900
2024	$5,795.00 (+3.04%)	$595,600 (+12.14%) Land $249,600 Building $346,000	$750,500
2023	$5,624.00	$531,100 Land $223,000 Building $308,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Decatur St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	115 units insured incl. 39 condo units
Nearby Flood Claims	24 (1978–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 7 claims Coastal Storm, Oct 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Decatur St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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