Monmouth County and Howell Township property record for 22 Deborah Ln, Howell, NJ 07731 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,902 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $156,450 (1996) |
| Tax Bill | $10,109.00 (2025) |
| Primary APN | 21-00001-19-00027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,902 sqft Living Area |
| 1st Floor | 1,215 sqft 1st Floor |
| Upper Floors | 1,259 sqft Upper Floors |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 572 sqft Garage |
| Pool Area | 648 sqft Pool |
| Deck Area | 404 sqft Deck |
| Patio Area | 128 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 31192700 |
|---|---|
| Street Address | 22 DEBORAH LN |
| City | HOWELL |
| State | NJ |
| Zip | 07731-3504 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | COUNTRY ESTATES |
| Legal Block | 1.19 |
| Legal Lot Number | 27 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | HOWELL |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 811501 |
Source: Monmouth County and Howell Township records · APN 21-00001-19-00027
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 DEBORAH LN, HOWELL, NJ 07731-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BANK |
| Sep 14, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage OCEANFIRST BANK |
| Aug 31, 2020 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BK |
| Oct 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 1996 · Amount on Record |
| Deed Sale | Nov 06, 1996 · Amount on Record |
| Deed Book / Page | 5545 / 824 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 22 DEBORAH LN, HOWELL, NJ 07731-3504 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096598386 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 9659/8386 |
| Instrument | 2023064093 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 08, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 22 DEBORAH LN, HOWELL, NJ 07731-3504 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096596467 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 9659/6467 |
| Instrument | 2023063728 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 08, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 22 DEBORAH LN, HOWELL, NJ 07731-3504 |
| Document Number | 0000106112 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 22 DEBORAH LN HOWELL NJ 077313504, HOWELL, NJ 07731-3504 |
| Document Number | 0000106112 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 009441/008649 |
| Instrument | 106112 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 17, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 22 DEBORAH LN, HOWELL, NJ 07731-3504 |
| Document Number | 0000102748 |
| Book / Page | 009254 / 006001 |
| Instrument Date | Oct 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2017 |
| Name | Verified Name |
|---|---|
| Address | 22 DEBORAH LN HOWELL NJ 077313504, HOWELL, NJ 07731-3504 |
| Document Number | 0000102748 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 009254/006001 |
| Instrument | 102748 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08754-2009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 18, 2032 |
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $666,900 (+13.07%) Land $434,800 Building $232,100 | $666,900 (+13.07%) Land $434,800 Building $232,100 | |
| 2025 | $10,109.00 (+21.08%) Veteran's exemption | $589,800 (+40.33%) Land $359,800 Building $230,000 | $589,800 (+40.33%) Land $359,800 Building $230,000 |
| 2024 | $8,349.00 (+3.8%) | ||
| 2023 | $420,300 Land $199,800 Building $220,500 | $420,300 Land $199,800 Building $220,500 | |
| 2022 | $8,043.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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