22 Custer St, #24, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 22 Custer St, #24, Lawrence, MA 01841

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 3,823 sqft · built 1920
Lot Size	0.172 acres (7,475 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Aug 2021)
Tax Bill	$6,678 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112 0000 0078 A`

Property Details

APN / Parcel Number

Primary APN	`112 0000 0078 A`
Alternative APN	`LAWR M:0112 B:0000 L:0078`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,823 sqft Living Area
Gross Area	6,455 sqft
Basement Area	1,511 sqft
Unfinished Basement	1,511 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,475 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	112 0000 0078 A
Street Address	22 CUSTER ST, 24
City	LAWRENCE
State	MA
Zip	01841-1937
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Lot Number	78
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1015
Census Tract	250600

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	22 CUSTER ST, 24, LAWRENCE, MA 01841-1937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 31, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Deed Document Number	202129265
Deed Book / Page	17110 / 219
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Recording Date	Jul 29, 2026
Property Address	22 CUSTER ST, 24, LAWRENCE, MA 01841-1937
Document Number	0000012786
Book / Page	18648 / 321
Instrument Date	Jul 7, 2026
Instrument	202612786
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CUSTER ST, 24, LAWRENCE, MA 01841-1937

Mortgage

Document Number	0000012786,
Date	Jul 29, 2026
Book Page	18648/321
Instrument	202612786

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Aug 31, 2021
Property Address	22-24 CUSTER ST, LAWRENCE, MA 01841
Document Number	17110-219
Book / Page	17110 / 219
Instrument Date	Aug 31, 2021
Instrument	29265
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 CUSTER ST # 24A, 24A, LAWRENCE, MA 01841-1937

Mortgage

Document Number	29266
Date	Aug 31, 2021
Instrument	29266

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,678.00 (+2.77%)	$772,900 (+4.67%) Land $152,600 Building $620,300
2025	$6,498.00 (+6.28%)	$738,400 (+11.71%) Land $152,600 Building $585,800
2024	$6,114.00 (-2.61%)	$661,000 (+6.98%) Land $112,800 Building $548,200
2023	$6,278.00	$617,900 Land $110,000 Building $507,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2006)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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