Beaufort County property record for 22 Cumberland Dr, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 4,051 sqft · built 2018 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,500 (Jun 2016) |
| Tax Bill | $6,333 (2025) |
| Deeds & Mortgages | Apr 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R60002300D01950000 |
| Primary APN | R60002300D01950000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 4,051 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.489 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 07055376 |
|---|---|
| Old Parcel Number | R60002300D01950000 |
| Street Address | 22 CUMBERLAND DR |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-4820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 306 BELFAIR PH IV PB57 P4 PLAT REV PB58 P71 PB65 P31 PB65 P177; PB144 P43 |
| Legal Subdivision | BELFAIR PLANTATION |
| Legal Phase | 4 |
| Legal Lot Number | 306 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 2201 |
22 Cumberland Dr is owned and occupied by two individuals who bought it in June 2016.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 CUMBERLAND DR, BLUFFTON, SC 29910-4820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2016 · Amount on File |
| Deed Sale | Jun 20, 2016 · Amount on File |
| Prior Sale | Dec 12, 2011 · Amount on File |
| Deed Document Number | 2016031547 |
| Deed Book / Page | 3491 / 2552 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 22 CUMBERLAND DR, BLUFFTON, SC 29910-4820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018492 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 3658/0790 |
| Instrument | 2018018492 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
The 2025 property tax bill for 22 Cumberland Dr was $6,333, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,333.00 (-0.08%) | $50,930 (-32.6%) | |
| 2024 | $6,338.00 | $75,564 (-) Land $3,800 Building $71,764 | $1,889,100 (-) Land $95,000 Building $1,794,100 |
| 2023 | $6,338.00 (+9.05%) | $75,564 (+70.63%) Land $3,800 Building $71,764 | $1,889,100 (+70.63%) Land $95,000 Building $1,794,100 |
| 2022 | $5,812.00 Homeowner's exemption | $44,284 Land $2,800 Building $41,484 | $1,107,100 Land $70,000 Building $1,037,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Cumberland Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 371 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 797 units insured incl. 426 condo units |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jan 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Cumberland Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: Hotwire Communications, Verizon.
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