22 Cross Rd, Amherst, NH 03031 Property Records

Hillsborough County and Amherst Town property record for 22 Cross Rd, Amherst, NH 03031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,550 sqft · built 1968
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Trust Names on Record
Last Sale	$269,000 (Mar 2013)
Tax Bill	$10,024 (2025)
Deeds & Mortgages	Apr 2018 Transfer Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`AMHS M:002 B:146 L:023`

Property Details

APN / Parcel Number

Primary APN	`AMHS M:002 B:146 L:023`
Alternative APN	`1208`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	6,464 sqft
1st Floor Area	1,800 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1208
Street Address	22 CROSS RD
City	AMHERST
State	NH
Zip	03031-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	146
Legal Lot Number	23
Jurisdiction	AMHERST TOWN NH
Township / Civil Division	AMHERST
Census Block Group	3
Census Block	3018
Census Tract	15200

Owner

Source: Hillsborough County and Amherst Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	22 CROSS RD, AMHERST, NH 03031-2123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit DIGITAL EMP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2013 · Amount on Record
Deed Sale	Mar 4, 2013 · Amount on Record
Deed Book / Page	8534 / 443
Record Updated	Sep 20, 2026

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST TOWN NH
Recording Date	Apr 13, 2018
Property Address	22 CROSS RD, AMHERST, NH 03031-2123
Document Number	0090640175
Book / Page	009064 / 000175
Instrument Date	Apr 13, 2018
Instrument	8014587
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	22 CROSS RD AMHERST NH 030312123, AMHERST, NH 03031-2123

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST TOWN NH
Property Address	22 CROSS RD, AMHERST, NH 03031-2123
Document Number	0089621235
Book / Page	008962 / 001235
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 CROSS RD AMHERST NH 030312123, AMHERST, NH 03031-2123

Mortgage

Document Number	0089621235
Date	Apr 25, 2017
Book Page	008962/001235
Instrument	7017840

Lender

Name	DIGITAL EMP FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 24, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County and Amherst Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Amherst Town
Elementary School District	Amherst School District (KG - 08)
Secondary School District	Souhegan Cooperative School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,024.00 (+4.58%)	$418,000 (-) Land $138,800 Building $279,200
2024	$9,585.00 (+18.66%)	$418,000 (+13.22%) Land $138,800 Building $279,200	$545,015
2023	$8,078.00 (+3.6%)	$369,200 (+0.05%) Land $138,800 Building $230,400
2022	$7,797.00	$369,000 Land $138,800 Building $230,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1983–2007)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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