22 Cross Ln, Cos Cob, CT 06807 Property Records

Greenwich Town property record for 22 Cross Ln, Cos Cob, CT 06807

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,316 sqft · built 2023
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (May 2022)
Tax Bill	$16,913 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2025 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-2292S`

Property Details

APN / Parcel Number

Primary APN	`08-2292S`
Alternative APNs	`GREE M:08 B:2292/S` `367/011`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,316 sqft Living Area
Attic	Attic
Attic Area	547 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Cape Cod
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	367/011
Street Address	22 CROSS LN
City	COS COB
State	CT
Zip	06807-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Block	2292/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	2
Census Block	2000
Census Tract	10800

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 CROSS LN, GREENWICH, CT 06830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit ANGEL OAK MORTGAGE SOLUTIONS
Oct 2, 2025	Deed of Trust, Mortgage FIGURE LENDING LLC
Oct 18, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance US BANK NA
May 16, 2022	Executor's Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Deed Document Number	20224418
Deed Book / Page	8107 / 282
Last Transfer Date	Oct 18, 2022
Transfer Doc	008165-138
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	22 CROSS LN, COS COB, CT 06807-2614
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008525-105
Date	Jan 20, 2026
Book Page	8525/105
Instrument	373

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	22 CROSS LN, COS COB, CT 06807-2614
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008487-129
Date	Oct 2, 2025
Book Page	8487/129
Instrument	5933

Lender

Name	FIGURE LENDING LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENWICH CT
Recording Date	Oct 18, 2022
Property Address	22 CROSS LN, COS COB, CT 06807-2614
Document Number	008165-138
Book / Page	8165 / 138
Instrument Date	Oct 18, 2022
Instrument	8956
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CROSS LN, GREENWICH, CT 06830

Mortgage

Document Number	0000008957
Date	Oct 18, 2022
Instrument	8957

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	GREENWICH CT
Recording Date	May 16, 2022
Property Address	22 CROSS LN, COS COB, CT 06807-2614
Document Number	008107-282
Book / Page	8107 / 282
Instrument Date	May 12, 2022
Instrument	4418
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4106 GROVE AVE, RICHMOND, VA 23221-1906

Mortgage

Document Number	0000004419
Date	May 16, 2022
Instrument	4419

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,913.00 (+37.19%)	$1,613,220 (+61.73%) Land $609,490 Building $1,003,730	$3,200,400 (+358.35%)
2025	$12,328.00 (+0.01%)	$997,500 (+85.57%) Land $450,030 Building $547,470	$698,250 Land $315,021 Building $383,229
2024	$12,327.00 (+97.07%)
2023	$6,255.00 (+0.92%)	$537,530 (-) Land $450,030 Building $87,500
2022	$6,198.00	$537,530 Land $450,030 Building $87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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