22 Cross Hill Rd, Monroe, CT 06468 Property Records

Monroe Town property record for 22 Cross Hill Rd, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,942 sqft · built 1963
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Apr 2025)
Tax Bill	$9,568 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04101000`

Property Details

APN / Parcel Number

Primary APN	`04101000`
Alternative APNs	`MNRO M:041 B:010 L:00` `MONR M:041 B:010 L:00` `4101000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Gross Area	5,154 sqft
1st Floor Area	2,288 sqft
Basement Area	144 sqft
Unfinished Basement	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4101000
Street Address	22 CROSS HILL RD
City	MONROE
State	CT
Zip	06468-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF1
Legal Block	10
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4009
Census Tract	100200

Owner

Source: Monroe Town records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 CROSS HILL RD, MONROE, CT 06468-2401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 23, 2025	Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Nov 15, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 3, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2025 · Amount on Record
Deed Sale	Apr 23, 2025 · Amount on Record
Deed Document Number	2025804
Deed Book / Page	2233 / 372
Prior Transfer Date	Oct 3, 2023
Prior Transfer Doc	02220-1044
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Recording Date	Jul 9, 2026
Property Address	22 CROSS HILL RD, MONROE, CT 06468-2401
Document Number	0000001386
Book / Page	2246 / 11
Instrument Date	Jun 22, 2026
Instrument	20261386
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CROSS HILL RD, MONROE, CT 06468-2401

Mortgage

Document Number	0000001386,
Date	Jul 9, 2026
Book Page	2246/11
Instrument	20261386

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.51%
Max Rate	-1%

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE CT
Recording Date	Apr 23, 2025
Property Address	22 CROSS HILL RD, MONROE, CT 06468-2401
Document Number	002233-372
Book / Page	2233 / 372
Instrument Date	Apr 22, 2025
Instrument	804
Transaction Type	Transfer
Record Updated	May 14, 2025
Title Company	NONE AVILABALE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000000805
Date	Apr 23, 2025
Instrument	805

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE CT
Recording Date	Nov 15, 2023
Property Address	22 CROSS HILL RD, MONROE, CT 06468-2401
Document Number	02220-1044
Book / Page	2220 / 1044
Instrument Date	Oct 3, 2023
Instrument	2166
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 SAINT GEORGE PL, SANDY HOOK, CT 06482-1090

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE CT
Recording Date	Jun 3, 2019
Property Address	22 CROSS HILL RD, MONROE, CT 06468-2401
Document Number	2040-199
Book / Page	002040 / 000199
Instrument Date	Jun 3, 2019
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CROSS HILL RD MONROE CT 064682401, MONROE, CT 06468-2401

Tax Assessment & Valuation

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,568.00	$333,720 (+44.91%) Land $111,720 Building $222,000	$233,604 Land $78,204 Building $155,400
2024	$9,568.00 (+10.64%)
2023	$8,648.00 (+1.87%)	$230,300 (-) Land $97,700 Building $132,600
2022	$8,489.00	$230,300 Land $97,700 Building $132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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