St. Johns County property record for 22 Cristina Ct, Saint Augustine, FL 32086
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 920 sqft · built 1981 |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Aug 2021) |
| Tax Bill | $980 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 184371-0064 |
| Primary APN | 184371-0064 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Street Address | 22 CRISTINA CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7630 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | (OR515/274) CONQUISTADOR CONDO APTS OF ST AUG SHORES BLDG 6 UNIT D OR5334/71 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 40 |
| Legal Subdivision | CONQUISTADOR PH 1 BLDG 6 |
| Legal Block | 6 |
| Legal Lot Number | D |
| Legal Unit | D |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 184371-0064
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 CRISTINA CT, SAINT AUGUSTINE, FL 32086-7630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 03, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2021 · Amount on Record |
| Deed Sale | Aug 03, 2021 · Amount on Record |
| Prior Sale | Aug 01, 2016 · Amount on Record |
| Deed Document Number | 202185577 |
| Deed Book / Page | 5334 / 71 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 22 CRISTINA CT, SAINT AUGUSTINE, FL 32086-7630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22 CRISTINA CT, SAINT AUGUSTINE, FL 32086-7630 |
| Document Number | 0055181423 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 5518/1423 |
| Instrument | 2022029138 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | LIMA, OH 45804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 03, 2021 |
| Property Address | 22 CRISTINA CT, SAINT AUGUSTINE, FL 32086-7630 |
| Document Number | 0053340071 |
| Book / Page | 5334 / 71 |
| Map Reference | MB 515 PG 274 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021085577 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4487 IVY RUN LN, 4487, DENVER, NC 28037-9370 |
| Name | Verified Name |
|---|---|
| Address | 22 CRISTINA CT, ST AUGUSTINE, FL 32086-7630 |
| Document Number | 0000533473 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 5334/73 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,749 (+2.7%) Building $145,749 | $165,000 (-) Building $165,000 | |
| 2025 | $980.00 (-16.31%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $141,917 (+5.99%) | $165,000 (-4.1%) |
| 2024 | $1,171.00 (+3.08%) | ||
| 2023 | $1,136.00 (-1.56%) Homeowner's exemption Disabled Person's exemption | $133,900 (+3%) | $172,050 (+32.35%) |
| 2022 | $1,154.00 Homeowner's exemption Disabled Person's exemption | $130,000 | $130,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 58 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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