22 Creekside Way, Ridgeway, SC 29130 Property Records

Fairfield County property record for 22 Creekside Way, Ridgeway, SC 29130

Property Summary

Property Type	Rural Home
Details	6,334 sqft · built 2011
Lot Size	8.05 acres (350,658 sqft)
Owner	2 Individual Names on File
Last Sale	$1,125,000 (Feb 2026)
Tax Bill	$4,843 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`201-00-01-118-000`

Property Details

APN / Parcel Number

Primary APN	`201-00-01-118-000`
Alternative APN	`17233`

Interior

Stories	2 Stories
Building Area	6,334 sqft Living Area
Gross Area	10,486 sqft
1st Floor Area	4,141 sqft
2nd Floor Area	2,193 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	350,658 sqft (8.05 acres)
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	2,390 sqft

Location & Zoning

Account Number	17233
Street Address	22 CREEK TOWN LN
City	WINNSBORO
State	SC
Zip	29180
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RD-1
Legal Description	22 CREEKSIDE WAY LOT #6 CRS PLAT 605-1261
Legal Subdivision	CREEKSIDE
Legal Lot Number	6
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	1
Census Block	1005
Census Tract	960301

Owner

22 Creekside Way, a rural home, is owned by two individuals who bought it in February 2026.

Source: Fairfield County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 CREEKSIDE WAY, RIDGEWAY, SC 29130-7414
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on File
Deed Sale	Feb 26, 2026 · Amount on File
Deed Document Number	2026415
Deed Book / Page	1722 / 180
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Feb 26, 2026
Property Address	22 CREEKSIDE WAY, RIDGEWAY, SC 29130-7414
Document Number	0000000415
Book / Page	1722 / 180
Map Reference	SL 605
Instrument Date	Feb 17, 2026
Instrument	202600000415
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 CREEKSIDE WAY, RIDGEWAY, SC 29130-7414

Mortgage

Document Number	0000000416
Date	Feb 26, 2026
Instrument	202600000416

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	22 CREEKSIDE WAY, RIDGEWAY, SC 29130-7414
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002390
Date	Oct 12, 2018
Book Page	0000001340/0000000111
Instrument	201800002390

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 22 Creekside Way was $4,843, up 18.8% from the year before.

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,843.00 (+18.79%)	$53,040 (+134.44%) Land $436 Building $52,604	$1,381,500 (+122.43%) Land $66,400 Building $1,315,100
2024	$4,077.00 (-3.39%)	$22,624 (-1.12%) Land $436 Building $22,188	$621,100 (-1.02%) Land $66,400 Building $554,700
2023	$4,220.00 (+8.34%)	$22,880 (-1.11%) Land $436 Building $22,444	$627,500 (-1.01%) Land $66,400 Building $561,100
2022	$3,895.00	$23,136 Land $436 Building $22,700	$633,900 Land $66,400 Building $567,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Creekside Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Creekside Way is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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