22 Cottage Ave, Saco, ME 04072 Property Records

York County and Saco City property record for 22 Cottage Ave, Saco, ME 04072

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on Record
Tax Bill	$11,356 (2025)
Deeds & Mortgages	Jun 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`P3530R`

Property Details

APN / Parcel Number

Primary APN	`P3530R`
Alternative APNs	`SACO M:011 L:039 U:000-000` `M:011 L:039 U:000=000`

Exterior

Lot Area	19,602 sqft (0.45 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Account Number	P3530R
Street Address	22 COTTAGE AVE
City	SACO
State	ME
Zip	04072-1758
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	SR
Legal Lot Number	39
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1003
Census Tract	5400

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	88 WAYNE RD, NEEDHAM HEIGHTS, MA 02494-1770
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 23, 2023
Transfer Doc	0192530698
Record Updated	Sep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jun 12, 2023
Property Address	22 COTTAGE AVE, SACO, ME 04072-1758
Document Number	0192530698
Book / Page	19253 / 698
Instrument Date	May 23, 2023
Instrument	2023015929
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,356.00 (+1.07%)	$799,700 (-) Land $553,400 Building $246,300
2024	$11,236.00 (+3.51%)	$799,700 (+35.04%) Land $553,400 Building $246,300	$1,393,270
2022	$10,855.00	$592,200 Land $421,100 Building $171,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 135 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	138 units insured incl. 3 condo units
Nearby Flood Claims	216 (1978–2024)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Apr 2024 · Severe Winter Storm
Claims by Event	Severe Storms And Flooding, Jan 2024 · 38 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims Coastal Storm, Oct 1991 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000