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22 Cornwall St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 22 Cornwall St, Highlands, NJ 07732 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 690 sqft · built 1921
Lot Size0.048 acres (2,100 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Apr 2014)
Tax Bill$7,105 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN19-00052-0000-00018

Property Details

APN / Parcel Number

Primary APN19-00052-0000-00018
Alternative APNs
  • 190005200018
  • 00009600

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area690 sqft Living Area
1st Floor Area620 sqft
AtticAttic
Attic Area419 sqft
Basement Area644 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area2,100 sqft (0.048 acres)
Lot Dimensions70 ft deep x 30 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Deck Area180 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number00009600
Street Address22 CORNWALL ST
CityHIGHLANDS
StateNJ
Zip07732-1750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDITIONAL LOTS: RAISED HOUSE
Legal SubdivisionHIGHLANDS
Legal Block52
Legal Lot Number18
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2025
Census Tract800101

Owner

Source: Monmouth County and Highlands Borough records · APN 19-00052-0000-00018

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22 CORNWALL ST, HIGHLANDS, NJ 07732-1750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC
Jun 15, 2020Grant Deed, Transfer · Conventional with PMI
ADVISORS MTG
Apr 02, 2019Deed of Trust, Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 2014 · Amount on Record
Deed SaleApr 23, 2014 · Amount on Record
Prior SaleAug 23, 2010 · Amount on Record
Deed Document Number201430468
Deed Book / Page9062 / 9711
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address22 CORNWALL ST, HIGHLANDS, NJ 07732-1750
Transaction TypeMortgage
Record UpdatedJan 14, 2022
Title CompanyALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095679759
DateDec 27, 2021
Book Page9567/9759
Instrument2021183748
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJun 15, 2020
Property Address22 CORNWALL ST, HIGHLANDS, NJ 07732-1750
Document Number0000063295
Book / Page009420 / 005987
Instrument DateMay 19, 2020
Instrument63295
Transaction TypeTransfer
Record UpdatedAug 07, 2020
Title CompanyALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CORNWALL ST HIGHLANDS NJ 077321750, HIGHLANDS, NJ 07732-1750

Mortgage

Document Number63296
DateJun 15, 2020
Book Page009420/005995
Instrument63296
Lender
NameADVISORS MTG
TypeMortgage Company
AddressOCEAN, NJ 07712
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 14, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address22 CORNWALL ST, HIGHLANDS, NJ 07732-1750
Document Number0000029690
Instrument DateApr 02, 2019
Transaction TypeMortgage
Record UpdatedApr 18, 2019
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 CORNWALL ST HIGHLANDS NJ 077321750, HIGHLANDS, NJ 07732-1750

Mortgage

Document Number0000029690
DateApr 05, 2019
Book Page009342/004561
Instrument29690
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
AmountAmount Recorded
Term360 Months
DueApr 04, 2049

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$521,700 (+25.56%) Land $326,500 Building $195,200$521,700 (+25.56%) Land $326,500 Building $195,200
2025$7,105.00 (+8.13%)$415,500 (+34.25%) Land $222,000 Building $193,500$415,500 (+34.25%) Land $222,000 Building $193,500
2024$6,571.00 (-1.38%)
2023$309,500 Land $116,500 Building $193,000$309,500 Land $116,500 Building $193,000
2022$6,663.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 271 individual NFIP policies nearby
Nearby Flood Policies315 units insured
44 under condo master policies
Nearby Flood Claims183 (1992–2023)
Most Recent ClaimSep 2023, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 121 claims
  • Hurricane Irene, Aug 2011 · 37 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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