Middlesex County and Waltham City property record for 22 Copley Ave, Waltham, MA 02452
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,434 sqft · built 1940 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $383,077 (Nov 2002) |
| Tax Bill | $6,773 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 28810 |
| Primary APN | 28810 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,434 sqft Living Area |
| Gross Area | 2,408 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 439 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,401 sqft (0.124 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 28810 |
|---|---|
| Street Address | 22 COPLEY AVE |
| City | WALTHAM |
| State | MA |
| Zip | 02452-8112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 14 |
| Legal Lot Number | 5 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 369100 |
22 Copley Ave is owned and occupied by two individuals who bought it in November 2002.
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 COPLEY AVE, WALTHAM, MA 02452-8112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Jan 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2002 · Amount on File |
| Deed Sale | Nov 5, 2002 · Amount on File |
| Prior Sale | May 29, 1997 · Amount on File |
| Deed Document Number | 2002855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 22 COPLEY AVE, WALTHAM, MA 02452-8112 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78882-395 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 78882/395 |
| Instrument | 223166 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 22 COPLEY AVE, WALTHAM, MA 02452-8112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73999-7 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 73999/7 |
| Instrument | 7330 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2026 property tax bill for 22 Copley Ave was $6,773, up 6.1% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,773.00 (+6.14%) | $656,300 (+1%) Land $439,000 Building $217,300 | $783,828 (-0.5%) |
| 2025 | $6,381.00 (+5.63%) | $649,800 (+3.69%) Land $408,500 Building $241,300 | $787,740 (+14.06%) |
| 2024 | $6,041.00 (+1.12%) | $626,700 (+8.26%) Land $389,400 Building $237,300 | $690,650 |
| 2023 | $5,974.00 | $578,900 Land $354,000 Building $224,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Copley Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (1996–2010) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22 Copley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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