Bergen County and Dumont Borough property record for 22 Cooper Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,379 sqft · built 1924 |
| Lot Size | 0.143 acres (6,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Jan 2021) |
| Tax Bill | $11,901 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01115-0000-00004 |
| Primary APN | 10-01115-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,379 sqft Living Area |
|---|---|
| Gross Area | 1,504 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Lot Area | 6,242 sqft (0.143 acres) |
| Lot Dimensions | 120 ft deep x 52 ft wide |
| Account Number | 059900 |
|---|---|
| Street Address | 22 COOPER AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 52 X 120 |
| Legal Block | 1115 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 10200 |
22 Cooper Ave is owned and occupied by an individual who bought it in January 2021.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 COOPER AVE, DUMONT, NJ 07628-3505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 22, 2021 | Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on File |
| Deed Sale | Jan 22, 2021 · Amount on File |
| Deed Document Number | 20219532 |
| Deed Book / Page | 3925 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 COOPER AVE, DUMONT, NJ 07628-3505 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22 COOPER AVE, DUMONT, NJ 07628-3505 |
| Document Number | 0057490981 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 5749/981 |
| Instrument | 2026017863 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Apr 1, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 22 COOPER AVE, DUMONT, NJ 07628-3505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22 COOPER AVE, DUMONT, NJ 07628-3505 |
| Document Number | 0047451853 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 4745/1853 |
| Instrument | 2022071913 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 22, 2021 |
| Property Address | 22 COOPER AVE, DUMONT, NJ 07628-3505 |
| Document Number | 0039250112 |
| Book / Page | 3925 / 112 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 21-009532 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | PRIME TIME TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,430.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 COUNTY ROAD 519, 229, BELVIDERE, NJ 07823-2742 |
| Name | Verified Name |
|---|---|
| Address | 22 COOPER AVE, DUMONT, NJ 07628-3505 |
| Document Number | 21009533 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 21-009533 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 22 Cooper Ave was $11,901, up 10.4% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,100 (+7.37%) Land $321,100 Building $225,000 | $546,100 (+7.37%) Land $321,100 Building $225,000 | |
| 2025 | $11,901.00 (+10.4%) | $508,600 Land $294,900 Building $213,700 | $508,600 Land $294,900 Building $213,700 |
| 2024 | $10,780.00 | ||
| 2023 | $265,200 Land $162,400 Building $102,800 | $265,200 Land $162,400 Building $102,800 | |
| 2022 | $10,297.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Cooper Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 22 Cooper Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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