22 Cooley St, Agawam, MA 01001 Property Records

Hampden County and Agawam Town City property record for 22 Cooley St, Agawam, MA 01001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1953
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Mar 2026)
Tax Bill	$3,795 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`AGAW M:0J17 B:0001 L:8`

Property Details

APN / Parcel Number

Primary APN	`AGAW M:0J17 B:0001 L:8`
Alternative APN	`7196`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
Gross Area	2,372 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7196
Street Address	22 COOLEY ST
City	AGAWAM
State	MA
Zip	01001-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BA
Legal Block	1
Legal Lot Number	8
Jurisdiction	AGAWAM MA
Township / Civil Division	AGAWAM TOWN
Census Block Group	2
Census Block	2001
Census Tract	813207

Owner

Source: Hampden County and Agawam Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 BEAUREGARD TER, WEST SPRINGFIELD, MA 01089-4520
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MTG INC
Jul 8, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Oct 30, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Book / Page	26255 / 311
Prior Transfer Date	Oct 26, 2020
Prior Transfer Doc	023507-384
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AGAWAM MA
Recording Date	Mar 17, 2026
Property Address	22 COOLEY ST, AGAWAM, MA 01001-1207
Document Number	026255-311
Book / Page	26255 / 311
Instrument Date	Mar 9, 2026
Instrument	11291
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 BEAUREGARD TER, WEST SPRINGFIELD, MA 01089-4520

Mortgage

Document Number	0000011292
Date	Mar 17, 2026
Instrument	11292

Lender

Name	NORTHPOINT MTG INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AGAWAM MA
Recording Date	Jul 8, 2021
Property Address	22 COOLEY ST, AGAWAM, MA 01001-1207
Document Number	0023988-24
Book / Page	23988 / 24
Instrument Date	Jul 8, 2021
Instrument	47324
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIVER ST, AGAWAM, MA 01001-1230

Mortgage

Document Number	0000047325
Date	Jul 8, 2021
Instrument	47325

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0023988-41
Date	Jul 8, 2021
Book Page	23988/41
Instrument	47326

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AGAWAM MA
Recording Date	Oct 30, 2020
Property Address	22 COOLEY ST, AGAWAM, MA 01001-1207
Document Number	023507-382
Book / Page	23507 / 382
Instrument Date	Oct 26, 2020
Instrument	63782
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 COOLEY ST, AGAWAM, MA 01001-1207

Mortgage

Document Number	023507-384
Date	Oct 30, 2020
Book Page	23507/384
Instrument	63783

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Hampden County and Agawam Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Agawam Town City
County	Hampden County
Unified School District	Agawam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,795.00 (+6.15%)	$259,200 (+5.41%) Land $89,700 Building $169,500	$303,145 (-11.04%)
2024	$3,575.00 (+7.62%)	$245,900 (+16.82%) Land $85,000 Building $160,900	$340,765
2023	$3,322.00	$210,500 Land $77,700 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGAWAM WATER DEPARTMENT serves 28,692 people · EPA ID MA1005000
Water Source	Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2022 Total trihalomethanes not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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