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22 Concert Ct, Freeport, FL 32439 Property Records

Walton County property record for 22 Concert Ct, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,818 sqft · built 2009
Lot Size0.234 acres (10,208 sqft)
OwnerIndividual Name on File
Last Sale$427,000 (Mar 2025)
Tax Bill$5,331 (2024)
Deeds & MortgagesMar 2025 Sale & Mortgage
Feb 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-1S-19-23020-000-0980

Property Details

APN / Parcel Number

Primary APN16-1S-19-23020-000-0980
Alternative APN
  • 1025912

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,818 sqft Living Area
Gross Area2,620 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2009
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,208 sqft (0.234 acres)
Garage TypeFinished
Garage Area462 sqft
PorchPorch
Porch Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1025912
Street Address22 CONCERT CT
CityFREEPORT
StateFL
Zip32439-2472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHAMBAY
Legal DescriptionLOT 98 SYMPHONY AT HAMMOCK BAY PB 17-27 OR 2715-4455 OR 2828-1803 OR 3084-348 OR 3134-1565 OR 3352-2150
Legal Range19W
Legal Township01S
Legal Section16
Legal SubdivisionSYMPHONY AT HAMMOCK BAY
Legal Lot Number98
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2006
Census Tract950502

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address22 CONCERT CT, FREEPORT, FL 32439-2472
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2025Warranty Deed, Transfer · VA Mortgage
HOMEFI CORP
Feb 25, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 5, 2018Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2025 · Amount on Record
Deed SaleMar 12, 2025 · Amount on Record
Prior SaleFeb 25, 2020
Deed Document Number20250008394
Deed Book / Page3352 / 2150
Record UpdatedJun 8, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 12, 2025
Property Address22 CONCERT CT, FREEPORT, FL 32439-2472
Document Number0033522150
Book / Page3352 / 2150
Map ReferenceMB 17 PG 27&27A-27D
Instrument DateMar 4, 2025
Instrument20250008394
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyBEACHLAND TITLE SERVICES LLC, BEACH LAND AND TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,989.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2101 N CAMPUS DR, GARDEN CITY, KS 67846-3763

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CONCERT CT, FREEPORT, FL 32439-2472

Mortgage

Document Number0033522152
DateMar 12, 2025
Instrument3352/2152
Lender
NameHOMEFI CORP
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateFeb 25, 2020
Property Address22 CONCERT CT, FREEPORT, FL 32439-2472
Document Number0031341565
Book / Page003134 / 001565
Instrument DateFeb 21, 2020
Instrument6823
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2101 N CAMPUS DR GARDEN CITY KS 678463763, GARDEN CITY, KS 67846-3763

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 5, 2018
Property Address22 CONCERT CT, FREEPORT, FL 32439-2472
Document Number0030840348
Book / Page003084 / 000348
Instrument DateSep 4, 2018
Instrument29869
Transaction TypeTransfer
Record UpdatedSep 20, 2018
Title CompanySETCO SERVICES LLC-30A

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,806.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CONCERT CT FREEPORT FL 324392472, FREEPORT, FL 32439-2472

Mortgage

Document Number30840350
DateSep 5, 2018
Book Page003084/000350
Instrument29870
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 4, 2033

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$339,930 (-9.83%) Land $96,900 Building $243,030$339,930 (-9.83%) Land $96,900 Building $243,030
2024$5,331.00 (+61.3%)
2023$3,305.00 (+3.83%) Homeowner's exemption$376,997 (+15.01%) Land $96,900 Building $280,097$376,997 (+15.01%) Land $96,900 Building $280,097
2022$3,183.00 Homeowner's exemption$327,796 Land $76,923 Building $250,873$327,796 Land $76,923 Building $250,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		1,000 / 1,000
Wildstar Networks
Fixed Wireless		200 / 50

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