22 Cochran Rd, Blue Ridge, GA 30513 Property Records

Fannin County property record for 22 Cochran Rd, Blue Ridge, GA 30513

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,160 sqft · built 1974
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jun 2021)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0055 056`

Property Details

APN / Parcel Number

Primary APN	`0055 056`
Alternative APN	`10034`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,160 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Carport
Garage Area	460 sqft
Carport	Carport
Carport Area	460 sqft
Porch	Porch
Porch Area	216 sqft
Patio Area	1,674 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10034
Street Address	22 COCHRAN RD
City	BLUE RIDGE
State	GA
Zip	30513-4328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	7-2 LL4 S/S DB1434-28* 1.58 ACRE
Legal Subdivision	ZONE 4 RURAL
Jurisdiction	FANNIN GA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2023
Census Tract	50400

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 COCHRAN RD, BLUE RIDGE, GA 30513-4328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
May 3, 2017	Deed of Trust, Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Nov 14, 1990
Deed Document Number	20211992
Deed Book / Page	1434 / 28
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	22 COCHRAN RD, BLUE RIDGE, GA 30513-4328
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 COCHRAN RD, BLUE RIDGE, GA 30513-4328

Mortgage

Document Number	0000001599/0000000459
Date	Apr 24, 2024
Book Page	0000001599/0000000459

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2039

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jun 10, 2021
Property Address	22 COCHRAN RD, BLUE RIDGE, GA 30513-4328
Document Number	1434/28
Book / Page	1434 / 28
Instrument Date	Jun 10, 2021
Instrument	2021-001992
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 COCHRAN RD, BLUE RIDGE, GA 30513-4328

Mortgage

Document Number	0000001434/0000000030
Date	Jun 14, 2021
Book Page	0000001434/0000000030
Instrument	002630120018

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	22 COCHRAN RD, BLUE RIDGE, GA 30513-4328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1207/747
Date	May 3, 2017
Book Page	1207/747

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,160.00 (-15.45%)	$127,908 (+35.33%) Land $7,323 Building $120,585	$319,770 (+35.33%) Land $18,307 Building $301,463
2023		$94,513 (-3.41%) Land $7,323 Building $87,190	$236,283 (-3.41%) Land $18,307 Building $217,976
2022	$1,372.00	$97,854 Land $7,323 Building $90,531	$244,635 Land $18,307 Building $226,328

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
ETC Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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