22 Clover Pl, Durham, NC 27705 Property Records

Durham County property record for 22 Clover Pl, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,580 sqft · built 1986
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$865,000 (Sep 2024)
Tax Bill	$5,253 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0812-59-8413`

Property Details

APN / Parcel Number

Primary APN	`0812-59-8413`
Alternative APNs	`0812-59-84-1325` `081207598413` `130573`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,580 sqft Heated Area
Gross Area	3,805 sqft
1st Floor Area	1,637 sqft
Attic Area	161 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Colonial
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	081207598413
Street Address	22 CLOVER PL
City	DURHAM
State	NC
Zip	27705-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	CROASDAILE/SHEET:01/BLK:P /LT#170 PL:000053-000028
Legal Subdivision	CROASDAILE SHT 01
Legal Block	P
Legal Lot Number	170
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1005
Census Tract	1705

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22 CLOVER PL, DURHAM, NC 27705-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2024 · Amount on Record
Deed Sale	Sep 25, 2024 · Amount on Record
Deed Document Number	0010177386
Deed Book / Page	10177 / 386
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	22 CLOVER PL, DURHAM, NC 27705-2413
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103950842
Date	Oct 1, 2025
Book Page	10395/842
Instrument	2025149348

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	22 CLOVER PL, DURHAM, NC 27705-2413
Document Number	0084970265
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 CLOVER PL DURHAM NC 277052413, DURHAM, NC 27705-2413

Mortgage

Document Number	0084970265
Date	Aug 28, 2018
Book Page	008497/000265
Instrument	30373

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,253.00 (-25.53%)	$883,188 (+64%) Land $249,000 Building $634,188	$883,188 (+64%) Land $249,000 Building $634,188
2023	$7,054.00 (+2.35%)	$538,522 Land $194,697 Building $343,825	$538,522 Land $194,697 Building $343,825
2022	$6,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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