Chatham County property record for 22 Clipper Ct, Savannah, GA 31410
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1974 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jul 2024) |
| Tax Bill | $2,977 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-0078-04-005 |
| Primary APN | 1-0078-04-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Porch | Slab |
| Porch Area | 45 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 22 CLIPPER CT |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31410-2104 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TB |
| Legal Description | UNIT 33 WILMINGTON ISL TOWNEHOME S PH 1 PT B |
| Legal Subdivision | WILM ISL TWNHM |
| Legal Phase | 1 |
| Legal Unit | 33 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | TYBEE ISLAND-WILMINGTON ISLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11104 |
Source: Chatham County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 CLIPPER CT, SAVANNAH, GA 31410-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK |
| Feb 13, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on Record |
| Deed Sale | Jul 17, 2024 · Amount on Record |
| Prior Sale | Feb 13, 2020 · Amount on Record |
| Deed Book / Page | 3430 / 566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | May 15, 2026 |
| Property Address | 22 CLIPPER CT, SAVANNAH, GA 31410-2104 |
| Document Number | 3981000572 |
| Book / Page | 3981 / 572 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22 CLIPPER CT, SAVANNAH, GA 31410-2104 |
| Document Number | 3981000572, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 3981/572 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 22 CLIPPER CT, SAVANNAH, GA 31410-2104 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | UNKNOWN, TLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 22 CLIPPER CT, SAVANNAH, GA 31410-2104 |
| Document Number | 0031810660 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 0000003181/0000000660 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Feb 13, 2020 |
| Property Address | 22 CLIPPER CT, SAVANNAH, GA 31410-2104 |
| Document Number | 0018560009 |
| Book / Page | 1856 / 9 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 2020-001738 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 SUFFOLK RD, SAVANNAH, GA 31410-4014 |
| Investor | Possibly a Property Investor |
Source: Chatham County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,977.00 | $80,400 (-) Land $20,000 Building $60,400 | $201,000 (-) Land $50,000 Building $151,000 |
| 2023 | $80,400 (+27.94%) Land $20,000 Building $60,400 | $201,000 (+27.94%) Land $50,000 Building $151,000 | |
| 2022 | $62,840 Land $10,040 Building $52,800 | $157,100 Land $25,100 Building $132,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 187 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 in force |
| Nearby Flood Claims | 40 (1983–2021) |
| Claims Outside the SFHA | 27 of 40 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-WILMINGTON ISLAND serves 13,526 people · EPA ID GA0510229 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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