South Kingstown Town property record for 22 Clipper Cir, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,674 sqft · built 1987 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Company Name on Record |
| Last Sale | $82,000 (Sep 1987) |
| Tax Bill | $7,909 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-50-0572-54 |
| Primary APN | R-50-0572-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,674 sqft Living Area |
| Gross Area | 6,926 sqft |
| 1st Floor Area | 1,397 sqft |
| Attic | Attic |
| Attic Area | 1,649 sqft |
| Basement Area | 1,277 sqft |
| Unfinished Basement | 1,277 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R-50-0572-54 |
|---|---|
| Street Address | 22 CLIPPER CIR |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-5426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 46 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 51302 |
Source: South Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 22 CLIPPER CIR, WAKEFIELD, RI 02879-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 19, 2023 | Deed of Trust, Mortgage · ARM CITIZENS BANK |
| Jul 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 1987 · Amount on Record |
| Deed Sale | Sep 8, 1987 · Amount on Record |
| Deed Book / Page | 312 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 22 CLIPPER CIR, SOUTH KINGSTOWN, RI 02879-5426 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001922-643 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | 1922/643 |
| Instrument | 41856 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 22 CLIPPER CIR, SOUTH KINGSTOWN, RI 02879-5426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001849-683 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 1849/683 |
| Instrument | 26710 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 22 CLIPPER CIR, SOUTH KINGSTOWN, RI 02879-5426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001835-41 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 1835/41 |
| Instrument | 23550 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 22 CLIPPER CIR, SOUTH KINGSTOWN, RI 02879-5426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1759-435 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 1759/435 |
| Instrument | 9147 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2045 |
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,909.00 (-0.28%) | $884,700 (+23.27%) Land $349,500 Building $535,200 | $1,135,034 |
| 2023 | $7,931.00 (+0.92%) | $717,700 (-) Land $292,600 Building $425,100 | |
| 2022 | $7,859.00 | $717,700 Land $292,600 Building $425,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 44 (1979–2019) |
| Claims Outside the SFHA | 14 of 44 |
| Most Recent Claim | Jul 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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