22 Clara Rd, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 22 Clara Rd, Framingham, MA 01701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,703 sqft · built 1960
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Dec 2002)
Tax Bill$6,457 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Feb 2021 Refinance
+ 5 more
Flood ZoneZone X (minimal risk)
APN29-16-2313

Property Details

APN / Parcel Number

Primary APN29-16-2313
Alternative APNs
  • FRAM M:029 B:16 L:2313 U:000
  • M:499.0 B:0001 L:0470.0
  • F_681217_2946336
  • 13253

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,703 sqft Living Area
1st Floor Area1,703 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number13253
Street Address22 CLARA RD
CityFRAMINGHAM
StateMA
Zip01701-7621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block16
Legal Lot Number2313
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group4
Census Block4000
Census Tract383800

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 CLARA RD, FRAMINGHAM, MA 01701-7621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Line of Credit
Feb 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Oct 28, 2021Deed of Trust, Mortgage · Line of Credit
MUTUALONE BANK
Oct 28, 2021Deed of Trust, Mortgage · Line of Credit
MUTUALONE BANK
Feb 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Jan 11, 2019Deed of Trust, Mortgage · Conventional with PMI
DRAPER & KRAMER MTG
Oct 25, 2017Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2002 · Amount on Record
Deed SaleDec 23, 2002 · Amount on Record
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Recording DateJun 23, 2026
Property Address22 CLARA RD, FRAMINGHAM, MA 01701-7621
Document Number0002002283
Instrument DateJun 17, 2026
Instrument20262002283
Transaction TypeMortgage
Record UpdatedJul 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CLARA RD, FRAMINGHAM, MA 01701-7621

Mortgage

Document Number0002002283,
DateJun 23, 2026
Instrument20262002283
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate6.51%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address22 CLARA RD, FRAMINGHAM, MA 01701-7621
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001869568
DateFeb 10, 2021
Instrument1869568
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address22 CLARA RD, FRAMINGHAM, MA 01701-7621
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001897797
DateOct 28, 2021
Instrument1897797
Lender
NameMUTUALONE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 1, 2041
Interest
Rate TypeAdjustable Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address22 CLARA RD, FRAMINGHAM, MA 01701-7621
Transaction TypeMortgage
Record UpdatedNov 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1897797
DateOct 28, 2021
Instrument1897797
Lender
NameMUTUALONE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 1, 2041
Interest
Rate TypeAdjustable Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address22 CLARA RD, FRAMINGHAM, MA 01701-7621
Transaction TypeMortgage
Record UpdatedFeb 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1869568
DateFeb 10, 2021
Instrument1869568
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address22 CLARA RD, FRAMINGHAM, MA 01701-7621
Document Number0000005661
Instrument DateJan 11, 2019
Transaction TypeMortgage
Record UpdatedFeb 6, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 CLARA RD FRAMINGHAM MA 017017621, FRAMINGHAM, MA 01701-7621

Mortgage

Document Number0000005661
DateJan 16, 2019
Instrument5661
Lender
NameDRAPER & KRAMER MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 15, 2049

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address22 CLARA RD, FRAMINGHAM, MA 01701-7621
Document Number0000074188
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0000074188
DateOct 31, 2017
Instrument74188
Lender
NameGUARANTEED RATE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,457.00 (+3.38%)$545,800 (+4.34%) Land $284,700 Building $259,900$583,952 (+0.57%)
2025$6,246.00 (+5.49%)$523,100 (+10.08%) Land $271,100 Building $252,000$580,640 (+1.09%)
2024$5,921.00 (+5.47%)$475,200 (+10.8%) Land $242,200 Building $233,000$574,370
2023$5,614.00$428,900 Land $216,100 Building $212,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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