22 Cinder Rd, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 22 Cinder Rd, Garnerville, NY 10923

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,040 sqft · built 1960
Lot Size	0.639 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Jul 2021)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392289 20.14-4-22`

Property Details

APN / Parcel Number

Primary APN	`392289 20.14-4-22`
Alternative APNs	`228902001400040220000000` `0009869`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,040 sqft Living Area
1st Floor Area	1,520 sqft
2nd Floor Area	1,520 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	27,878 sqft (0.639 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	72 sqft
Porch	Covered Porch
Porch Area	886 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0009869
Old Parcel Number	228902001400040220000000
Street Address	22 CINDER RD
City	GARNERVILLE
State	NY
Zip	10923-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	915
Legal Description	49.-1-9
Legal Block	4
Legal Lot Number	22.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	1
Census Block	1000
Census Tract	10501

Owner

Source: Rockland County and Haverstraw Town records · APN 392289 20.14-4-22

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	22 CINDER RD, GARNERVILLE, NY 10923-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	0202130335
Deed Book / Page	2021 / 30335
Record Updated	Jun 08, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jul 21, 2021
Property Address	22 CINDER RD, GARNERVILLE, NY 10923-1114
Document Number	0000030335
Instrument Date	Jul 14, 2021
Instrument	2021-00030335
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3334 PAULDING AVE, BRONX, NY 10469-3716

Mortgage

Document Number	0000030336
Date	Jul 21, 2021
Instrument	2021-00030336

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2024	$366,900 (-) Land $103,800 Building $263,100	$629,763 (+5.2%) Land $178,167 Building $451,596
2023	$366,900 Land $103,800 Building $263,100	$598,629 Land $169,359 Building $429,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), as of August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870105011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–1999)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Communications Cable · Fiber in parts of the area	940 / 35

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4303673, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.