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22 Christian Ct, Oswego, IL 60543 Property Records

Kendall County property record for 22 Christian Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,382 sqft · built 1998
Lot Size0.086 acres (3,731 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Sep 2022)
Tax Bill$6,580 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-02-453-003

Property Details

APN / Parcel Number

Primary APN03-02-453-003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,382 sqft Living Area
Gross Area2,382 sqft
1st Floor Area1,382 sqft
Basement Area600 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area3,731 sqft (0.086 acres)
Lot Dimensions91 ft deep x 41 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address22 CHRISTIAN CT
CityOSWEGO
StateIL
Zip60543-7906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 OGDEN FALLS UNIT 1 PHASE 4 VILLAGE OF OSWEGO
Legal SubdivisionOGDEN FALLS UNIT 1 PHASE 4
Legal Lot Number18
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3013
Census Tract890105

Owner

22 Christian Ct is owned and occupied by two individuals who bought it in September 2022.

Source: Kendall County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address22 CHRISTIAN CT, OSWEGO, IL 60543-7906
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2022 · Amount on File
Deed SaleSep 22, 2022 · Amount on File
Prior SaleJan 13, 2004 · Amount on File
Deed Document Number202215536
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateSep 22, 2022
Property Address22 CHRISTIAN CT, OSWEGO, IL 60543-7906
Document Number0000015536
Instrument DateSep 1, 2022
Instrument202200015536
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address22 CHRISTIAN CT, OSWEGO, IL 60543-7906

Mortgage

Document Number0000015537
DateSep 22, 2022
Instrument202200015537
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate
Rate4.68%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$94,798 Land $16,466 Building $78,332$284,394 Land $49,398 Building $234,996
2024$6,580.00
2022$70,640 Land $12,270 Building $58,370$211,920 Land $36,810 Building $175,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Christian Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Christian Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
Watch TV
Fixed Wireless		400 / 40
AT&T
DSL		100 / 20

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