Lapeer County property record for 22 Chippewa Trl, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,018 sqft · built 2005 |
| Lot Size | 0.863 acres (37,592 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,000 (Nov 2008) |
| Tax Bill | $2,554 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-210-008-00 |
| Primary APN | 014-210-008-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,018 sqft Living Area |
| 1st Floor Area | 2,012 sqft |
| Basement Area | 1,494 sqft |
| Unfinished Basement | 1,494 sqft |
| Flooring | Carpet |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Lot Area | 37,592 sqft (0.863 acres) |
| Lot Dimensions | 200 ft deep x 188 ft wide |
| Garage Area | 1,152 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 22 CHIPPEWA TRL |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-8778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | T8N R10E INDIAN RIDGE LOT 8 & E 1/2 OF LOT 9. |
| Legal Subdivision | INDIAN RIDGE |
| Legal Lot Number | 8-9 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | MAYFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 334000 |
22 Chippewa Trl is owned and occupied by an individual who bought it in November 2008.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 CHIPPEWA TRL, LAPEER, MI 48446-8778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Line of Credit WILDFIRE CU |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CU |
| Oct 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CTR LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2008 · Amount on File |
| Deed Sale | Nov 10, 2008 · Amount on File |
| Prior Sale | Apr 19, 2007 · Amount on File |
| Deed Book / Page | 2357 / 758 |
| Prior Transfer Date | Apr 11, 2007 |
| Prior Transfer Doc | 0022530995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 22 CHIPPEWA TRL, LAPEER, MI 48446-8778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | DIVERSIFIED NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 22 CHIPPEWA TRL, LAPEER, MI 48446-8778 |
| Document Number | 0031250475 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 3125/475 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 24, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 22 CHIPPEWA TRL, LAPEER, MI 48446-8778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | DIVERSIFIED NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 22 CHIPPEWA TRL, LAPEER, MI 48446-8778 |
| Document Number | 0031250460 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 3125/460 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 22 CHIPPEWA TRL, LAPEER, MI 48446-8778 |
| Document Number | 0029280175 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | CHIRCO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 CHIPPEWA TRL LAPEER MI 484468778, LAPEER, MI 48446-8778 |
| Document Number | 0029280175 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 002928/000175 |
| Name | MORTGAGE CTR LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2047 |
The 2025 property tax bill for 22 Chippewa Trl was $2,554 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Mayfield Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,100 (+2.59%) | $436,200 (+2.59%) | |
| 2025 | $2,554.00 Homeowner's exemption | $212,600 | $425,200 |
| 2023 | $171,600 | $343,200 | |
| 2022 | $2,129.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Chippewa Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 22 Chippewa Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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