22 Chippenham Ln, Chesterfield, MO 63005 Property Records

St. Louis County property record for 22 Chippenham Ln, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,414 sqft · built 1974
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 1998)
Tax Bill	$9,170 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20T-11-0041`

Property Details

APN / Parcel Number

Primary APN	`20T-11-0041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,414 sqft Living Area
Gross Area	2,874 sqft
1st Floor Area	2,414 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	56,628 sqft
Lot Dimensions	424 ft deep x 115 ft wide
Terrain	Below Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	36 sqft
Deck Area	105 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 CHIPPENHAM LN
City	CHESTERFIELD
State	MO
Zip	63005-6802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	87A
Legal Description	FOREST HILLS CLUB ESTATES AREA 5A 3 20 75 LOT 19
Legal Subdivision	FOREST HILLS CLUB ESTATES AREA 5A
Legal Lot Number	19
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3011
Census Tract	221626

Owner

22 Chippenham Ln is owned and occupied by two individuals who acquired it in September 2013.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 15, 2019	Deed of Trust, Mortgage GUILD MTG
Oct 2, 2017	Warranty Deed, Transfer CORNERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 1998 · Amount on File
Deed Sale	Nov 19, 1998 · Amount on File
Deed Document Number	1998791
Deed Book / Page	1860 / 393
Last Transfer Date	Sep 4, 2013
Transfer Doc	0206640891
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	22 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6802
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6802

Mortgage

Document Number	0246382603
Date	Feb 8, 2021
Book Page	24638/2603
Instrument	2021020800378

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	22 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6802
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6802

Mortgage

Document Number	0243322919
Date	Sep 18, 2020
Book Page	24332/2919
Instrument	2020091800466

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	22 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239383457
Date	Feb 25, 2020
Book Page	23938/3457
Instrument	2020022500642

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	22 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6802
Document Number	0236643980
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 CHIPPENHAM LN CHESTERFIELD MO 630056802, CHESTERFIELD, MO 63005-6802

Mortgage

Document Number	0236643980
Date	Aug 21, 2019
Book Page	023664/003980
Instrument	706

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 20, 2039

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 2, 2017
Property Address	22 CHIPPENHAM LN, CHESTERFIELD, MO 63005-6802
Document Number	0227180346
Book / Page	022718 / 000346
Instrument Date	Sep 28, 2017
Instrument	75
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 CHIPPENHAM LN CHESTERFIELD MO 630056802, CHESTERFIELD, MO 63005-6802

Mortgage

Document Number	227180349
Date	Oct 2, 2017
Book Page	022718/000349
Instrument	76

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22 Chippenham Ln was $9,170, up 18% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Clarkson Valley City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,960 (-) Land $60,400 Building $69,560	$684,000 (-) Land $317,900 Building $366,100
2025	$9,170.00 (+17.96%)	$129,960 Land $60,400 Building $69,560	$684,000 Land $317,900 Building $366,100
2024	$7,774.00 (+2.63%)
2023	$7,575.00 (-2.38%)	$107,570 (+4.58%) Land $52,360 Building $55,210	$566,200 Land $275,600 Building $290,600
2022	$7,760.00	$102,860 Land $52,360 Building $50,500
2021			$541,400 Land $275,600 Building $265,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Chippenham Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Chippenham Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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