22 Chestnut St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 22 Chestnut St, Westfield, MA 01085

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 2,342 sqft · built 1863
Lot Size0.273 acres (11,880 sqft)
OwnerCompany Name on Record
Last Sale$450,000 (Sep 2023)
Tax Bill$5,224 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APNWFLD M:64 L:33

Property Details

APN / Parcel Number

Primary APNWFLD M:64 L:33
Alternative APNs
  • M:329064 B:00033 L:00000
  • 04

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms16 Rooms
Stories2 Stories
Building Area2,342 sqft Living Area
Gross Area4,246 sqft
Basement Area625 sqft
Unfinished Basement625 sqft

Exterior

Year BuiltBuilt 1863
Effective Year BuiltEffective 1863
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,880 sqft (0.273 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address22 CHESTNUT ST
CityWESTFIELD
StateMA
Zip01085-2717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Lot Number33
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group3
Census Block3003
Census Tract812701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westfield Center Historic District
listed 2013 · 502 contributing resources · NRIS 13000441

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address71 APPALOOSA LN, WEST SPRINGFIELD, MA 01089-1714
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
MONSON SAVINGS BANK
Oct 15, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2023 · Amount on Record
Deed SaleSep 27, 2023 · Amount on Record
Prior SaleOct 15, 2019 · Amount on Record
Deed Document Number202345745
Prior Transfer DateOct 2, 2019
Prior Transfer Doc22901-531
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTFIELD MA
Recording DateSep 27, 2023
Property Address22 CHESTNUT ST, WESTFIELD, MA 01085-2717
Document Number025169-325
Book / Page25169 / 325
Instrument DateSep 27, 2023
Instrument45745
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address71 APPALOOSA LN, WEST SPRINGFIELD, MA 01089-1714

Mortgage

Document Number0000045746
DateSep 27, 2023
Instrument45746
Lender
NameMONSON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateOct 1, 2033
Max Rate At Change3%
Index1-Year CMT
Margin3

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateOct 15, 2019
Property Address22 CHESTNUT ST, WESTFIELD, MA 01085-2717
Document Number22901-531
Book / Page022901 / 000531
Instrument DateOct 2, 2019
Instrument59875
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$395.25
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 CHESTNUT ST WESTFIELD MA 010852717, WESTFIELD, MA 01085-2717

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,224.00 (+10.65%)$349,900 (+12.51%) Land $93,900 Building $256,000$379,618 (-25.85%)
2025$4,721.00 (+8.23%)$311,000 (+21.06%) Land $98,100 Building $212,900$511,955 (+9.8%)
2024$466,260
2023$4,362.00$256,900 Land $84,900 Building $172,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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