22 Cherry St, Albion, PA 16401 Property Records

Erie County property record for 22 Cherry St, Albion, PA 16401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,330 sqft · built 1930
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$164,900 (Mar 2026)
Tax Bill	$2,320 (2026)
Deeds & Mortgages	Apr 2024 Second Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-005-046.0-001.00`

Property Details

APN / Parcel Number

Primary APN	`01-005-046.0-001.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	436 sqft
Basement Area	376 sqft
Unfinished Basement	376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	370 sqft
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 CHERRY ST
City	ALBION
State	PA
Zip	16401-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	22 CHERRY ST 50 X 125
Jurisdiction	ERIE PA
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2014
Census Tract	10107

Owner

22 Cherry St is owned and occupied by an individual who bought it in March 2026.

Source: Erie County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	22 CHERRY ST, ALBION, PA 16401-1041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARQUETTE SAVINGS BANK
Mar 11, 2026	Special Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Prior Sale	Jun 10, 2003 · Amount on File
Deed Document Number	20263788
Prior Transfer Date	Mar 28, 1997
Prior Transfer Doc	0000039306
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	22 CHERRY ST, ALBION, PA 16401-1041
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004959
Date	Apr 4, 2024
Instrument	2024-004959

Lender

Name	MARQUETTE SAVINGS BANK
Type	Bank
Address	ERIE, PA 16501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ERIE PA
Recording Date	Mar 11, 2026
Property Address	22 CHERRY ST, ALBION, PA 16401-1041
Document Number	0000003788
Instrument Date	Feb 13, 2026
Instrument	2026-003788
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	SELECT SETTLEMENT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,649.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CHERRY ST, ALBION, PA 16401-1041

Mortgage

Document Number	0000003789
Date	Mar 11, 2026
Instrument	2026-003789

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 22 Cherry St was $2,320 with a homeowner's exemption, up 15.8% from the year before.

Source: Erie County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Albion Borough
County	Erie County
Unified School District	Northwestern School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,320.00 (+15.77%) Homeowner's exemption	$81,600 (-) Land $18,500 Building $63,100
2025	$2,004.00 Homeowner's exemption	$81,600 (-) Land $18,500 Building $63,100
2024		$81,600 Land $18,500 Building $63,100
2023	$1,746.00 Homeowner's exemption
2013			$81,600 Land $18,500 Building $63,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 6, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION BOROUGH serves 5,842 people · EPA ID PA6250007
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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