22 Cherry Ln, Bedford, NH 03110 Property Records

Hillsborough County and Bedford Town property record for 22 Cherry Ln, Bedford, NH 03110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,150 sqft · built 1999
Lot Size	4.04 acres (175,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Nov 2023)
Tax Bill	$18,160 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`BEDD M:4 B:2 L:5`

Property Details

APN / Parcel Number

Primary APN	`BEDD M:4 B:2 L:5`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,150 sqft Living Area
Gross Area	8,090 sqft
1st Floor Area	1,903 sqft
Attic	Attic
Attic Area	475 sqft
Basement Area	1,871 sqft
Unfinished Basement	789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	175,982 sqft (4.04 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22 CHERRY LN
City	BEDFORD
State	NH
Zip	03110-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	2
Legal Lot Number	5
Jurisdiction	BEDFORD TOWN NH
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3007
Census Tract	2902

Owner

Source: Hillsborough County and Bedford Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 CHERRY LN, BEDFORD, NH 03110-4339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Mar 3, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 25, 2022	Deed of Trust, Mortgage · ARM CITIZENS BANK
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SERVICE CU
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Jul 28, 2017	Warranty Deed, Transfer CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	2023230039668
Deed Book / Page	9744 / 1102
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Nov 30, 2023
Property Address	22 CHERRY LN, BEDFORD, NH 03110-4339
Document Number	09744-1102
Book / Page	9744 / 1102
Instrument Date	Nov 30, 2023
Instrument	230039668
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 CHERRY LN, BEDFORD, NH 03110-4339

Mortgage

Document Number	0230039669
Date	Nov 30, 2023
Instrument	230039669

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	22 CHERRY LN, BEDFORD, NH 03110-4339
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09433-1554
Date	Mar 3, 2021
Book Page	9433/1554
Instrument	210014587

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Apr 1, 2045

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	22 CHERRY LN, BEDFORD, NH 03110-4339
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09581-2953
Date	Jan 25, 2022
Book Page	9581/2953
Instrument	220004342

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Feb 1, 2027
Index	Other

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	22 CHERRY LN, BEDFORD, NH 03110-4339
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09597-1703
Date	Mar 15, 2022
Book Page	9597/1703
Instrument	220012992

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	22 CHERRY LN, BEDFORD, NH 03110-4339
Document Number	0090121401
Book / Page	009012 / 001401
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 CHERRY LN BEDFORD NH 031104339, BEDFORD, NH 03110-4339

Mortgage

Document Number	0090121401
Date	Sep 29, 2017
Book Page	009012/001401
Instrument	7046706

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Jul 28, 2017
Property Address	22 CHERRY LN, BEDFORD, NH 03110-4339
Document Number	0089920726
Book / Page	008992 / 000726
Instrument Date	Jul 27, 2017
Instrument	7034891
Transaction Type	Transfer
Record Updated	Aug 9, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 SUZANNE DR BEDFORD NH 031105207, BEDFORD, NH 03110-5207

Mortgage

Document Number	89920729
Date	Jul 28, 2017
Book Page	008992/000729
Instrument	7034892

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Hillsborough County and Bedford Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,160.00 (+4.3%)	$1,101,300 (-) Land $289,200 Building $812,100
2024	$17,412.00 (+5.02%)	$1,101,300 (-1.7%) Land $289,200 Building $812,100
2023	$16,580.00 (+9.09%)	$1,120,300 (+29.72%) Land $289,200 Building $831,100	$983,155
2022	$15,199.00	$863,600 Land $214,400 Building $649,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, T-Mobile.

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