St. Charles County property record for 22 Cherokee Sunset Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,030 sqft · built 1998 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,480 (Dec 1998) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A982001688 |
| Primary APN | A982001688 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,030 sqft Living Area |
| Gross Area | 4,044 sqft |
| 1st Floor Area | 1,798 sqft |
| Basement Area | 1,762 sqft |
| Finished Basement | 1,232 sqft |
| Unfinished Basement | 530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 240 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A982001688 |
|---|---|
| Street Address | 22 CHEROKEE SUNSET CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-5989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | INDIAN SPRINGS #1 LOT 109 |
| Legal Subdivision | INDIAN SPRINGS #1 |
| Legal Lot Number | 109 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311737 |
22 Cherokee Sunset Ct is owned and occupied by two individuals who bought it in December 1998.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage MORTGAGE SOLUTIONS |
| Nov 16, 2017 | Deed of Trust, Mortgage MORTGAGE SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 1998 · Amount on File |
| Deed Sale | Dec 14, 1998 · Amount on File |
| Deed Document Number | 199899564 |
| Deed Book / Page | 2174 / 1718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 22 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Document Number | 0000075610 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | ORT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 CHEROKEE SUNSET CT O FALLON MO 633665989, O FALLON, MO 63366-5989 |
| Document Number | 0000075610 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 75610 |
| Name | MORTGAGE SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | BRIDGETON, MO 63044 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 22 CHEROKEE SUNSET CT, O FALLON, MO 63366-5989 |
| Document Number | 0068450860 |
| Book / Page | 006845 / 000860 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 CHEROKEE SUNSET CT O FALLON MO 633665989, O FALLON, MO 63366-5989 |
| Document Number | 0068450860 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 006845/000860 |
| Instrument | 738560 |
| Name | MORTGAGE SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | BRIDGETON, MO 63044 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $73,374 | $386,177 Building $386,177 |
| 2023 | $65,534 | |
| 2022 | $344,914 Land $60,500 Building $284,414 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22 Cherokee Sunset Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 22 Cherokee Sunset Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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