22 Cherokee Ct E, Palm Coast, FL 32137 Property Records

Flagler County property record for 22 Cherokee Ct E, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,400 sqft · built 1995
Lot Size0.313 acres (13,647 sqft)
Owner2 Company Names on Record
Last Sale$851,000 (Apr 2026)
Tax Bill$5,097 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN07-11-31-7015-00030-2250

Property Details

APN / Parcel Number

Primary APN07-11-31-7015-00030-2250

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,400 sqft Living Area
Gross Area3,460 sqft
1st Floor Area2,400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area13,647 sqft (0.313 acres)
Lot Dimensions124 ft deep x 80 ft wide
DrivewayDriveway
Pool Area220 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address22 CHEROKEE CT E
CityPALM COAST
StateFL
Zip32137-8938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 15 BL 3 LT 225 OR 155 PG 388 OR 479 PG 1405 OR 691/1238 OR 691/1239 OR 2134/315-RDMAN THOMAS TRUST OR 2176/237-DUP OR 2464/1644- DC
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block3
Legal Lot Number225
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2002
Census Tract60105

Owner

Source: Flagler County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address309 ARTHUR MOORE DR, GREEN COVE SPRINGS, FL 32043-9505
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Warranty Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION
Apr 10, 2026Warranty Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2026 · Amount on Record
Deed SaleApr 10, 2026 · Amount on Record
Prior SaleJun 8, 2016
Deed Document Number202614807
Deed Book / Page3045 / 1721
Prior Transfer DateDec 14, 2016
Prior Transfer Doc0021760237
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 10, 2026
Property Address22 CHEROKEE CT E, PALM COAST, FL 32137-8938
Document Number0000014807
Book / Page3045 / 1721
Instrument DateApr 7, 2026
Instrument202614807
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyPARADISE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$601,657.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address309 ARTHUR MOORE DR, GREEN COVE SPRINGS, FL 32043-9505

Mortgage

Document Number0000014808,
DateApr 10, 2026
Instrument202614808
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 10, 2026
Property Address22 CHEROKEE CT E, PALM COAST, FL 32137-8938
Document Number0030451721
Book / Page3045 / 1721
Instrument DateApr 7, 2026
Instrument202614807
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyPARADISE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$601,657.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address309 ARTHUR MOORE DR, GREEN COVE SPRINGS, FL 32043-9505

Mortgage

Document Number0000014808,
DateApr 10, 2026
Instrument202614808
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,097.00 (+2.41%) Homeowner's exemption Widower's exemption$328,626 (+5.99%)$666,652 (+4.23%) Land $290,077 Building $376,575
2024$4,977.00 (+2.41%)
2023$4,860.00 (-0.94%) Homeowner's exemption Widower's exemption$310,062 (+3%)$639,593 (+10.13%) Land $290,077 Building $349,516
2022$4,906.00 Homeowner's exemption Widower's exemption$301,031$580,757 Land $290,000 Building $290,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 392 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies418 units insured
incl. 26 condo units
Nearby Flood Claims35 (1987–2022)
Claims Outside the SFHA22 of 35
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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