22 Chatham Cir, Wellesley, MA 02481 Property Records

Norfolk County and Wellesley Town property record for 22 Chatham Cir, Wellesley, MA 02481

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,858 sqft · built 1947
Lot Size	0.612 acres (26,679 sqft)
Owner	2 Individual Names on File
Last Sale	$2,550,000 (Nov 2024)
Tax Bill	$23,360 (2026)
Deeds & Mortgages	Jan 2022 Refinance Nov 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WELL M:109 R:062 S`

Property Details

APN / Parcel Number

Primary APN	`WELL M:109 R:062 S`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,858 sqft Living Area
Basement Area	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	26,679 sqft (0.612 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	22 CHATHAM CIR
City	WELLESLEY HILLS
State	MA
Zip	02481-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR20
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	1
Census Block	1021
Census Tract	404201

Owner

22 Chatham Cir is owned and occupied by two individuals who bought it in November 2024.

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 CHATHAM CIR, WELLESLEY HILLS, MA 02481-2805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Nov 6, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Aug 18, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 6, 2020	Quit Claim Deed, Transfer GUARANTEED RATE
Dec 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on File
Deed Sale	Nov 6, 2024 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	22 CHATHAM CIR, WELLESLEY, MA 02481-2805
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001496912
Date	Jan 26, 2022
Instrument	1496912

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Nov 6, 2024
Property Address	22 CHATHAM CIR, WELLESLEY, MA 02481-2805
Document Number	0001544386
Instrument Date	Nov 6, 2024
Instrument	1544386
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 CHATHAM CIR, WELLESLEY, MA 02481-2805

Mortgage

Document Number	0001544387
Date	Nov 6, 2024
Instrument	1544387

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 1, 2031
Max Rate At Change	5%
Index	Other
Margin	5

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Aug 18, 2022
Property Address	22 CHATHAM CIR, WELLESLEY, MA 02481-2805
Document Number	0001508779
Instrument Date	Jun 27, 2022
Instrument	1508779
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CHATHAM CIR, WELLESLEY, MA 02481-2805

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Jan 6, 2020
Property Address	22 CHATHAM CIR, WELLESLEY, MA 02481-2805
Document Number	0001438024
Instrument Date	Sep 19, 2019
Instrument	1438024
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,510.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 CHATHAM CIR WELLESLEY MA 024812805, WELLESLEY, MA 02481-2805

Mortgage

Document Number	1438025
Date	Jan 6, 2020
Instrument	1438025

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	22 CHATHAM CIR, WELLESLEY, MA 02481-2805
Document Number	0001394332
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001394332
Date	Jan 23, 2018
Instrument	1394332

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 22 Chatham Cir was $23,360, up 12.8% from the year before.

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,360.00 (+12.77%)	$2,297,000 (+14%) Land $1,431,000 Building $866,000	$2,744,936 (+13.68%)
2025	$20,714.00 (+3.31%)	$2,015,000 (+4.62%) Land $1,366,000 Building $649,000	$2,414,520 (+2.24%)
2024	$20,050.00 (+2.05%)	$1,926,000 (+12.24%) Land $1,301,000 Building $625,000	$2,361,510
2023	$19,648.00	$1,716,000 Land $1,153,000 Building $563,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Chatham Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1982–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Chatham Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

Nearby Properties on Chatham Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures