22 Charles Ave, Bridgeton, NJ 08302 Property Records

Cumberland County and Upper Deerfield Township property record for 22 Charles Ave, Bridgeton, NJ 08302

Property Summary

Property Type	Single Family Home
Details	1,327 sqft · built 1967
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$171,000 (Sep 2017)
Tax Bill	$5,536 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01803-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-01803-0000-00001`
Alternative APNs	`130180300001` `00022650`

Interior

Stories	1 Story
Building Area	1,327 sqft Living Area
1st Floor Area	1,327 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Construction Type	Frame
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00022650
Street Address	22 CHARLES AVE
City	BRIDGETON
State	NJ
Zip	08302-3647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	PLEASANT ACRES
Legal Block	1803
Legal Lot Number	1
Jurisdiction	CUMBERLAND NJ
Township / Civil Division	UPPER DEERFIELD
Census Block Group	1
Census Block	1011
Census Tract	10702

Owner

22 Charles Ave is owned and occupied by two individuals who bought it in September 2017.

Source: Cumberland County and Upper Deerfield Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 CHARLES AVE, BRIDGETON, NJ 08302-3647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Sep 26, 2017	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
May 15, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on File
Deed Sale	Sep 26, 2017 · Amount on File
Deed Document Number	2017539482
Deed Book / Page	4157 / 9871
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NJ
Property Address	22 CHARLES AVE, BRIDGETON, NJ 08302-3647
Document Number	0000597567
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 CHARLES AVE BRIDGETON NJ 083023647, BRIDGETON, NJ 08302-3647

Mortgage

Document Number	0000597567
Date	Apr 28, 2020
Book Page	004193/002929
Instrument	597567

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 27, 2045

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND NJ
Recording Date	Sep 26, 2017
Property Address	22 CHARLES AVE, BRIDGETON, NJ 08302-3647
Document Number	0000539482
Book / Page	4157 / 9871
Instrument Date	Aug 15, 2017
Instrument	539482
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 CHARLES AVE, 22, BRIDGETON, NJ 08302-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 CHAMPION RD, FRANKLINVILLE, NJ 08322-3539

Mortgage

Document Number	0000539483
Date	Sep 26, 2017
Book Page	4157/9876
Instrument	539483

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUMBERLAND NJ
Recording Date	May 15, 2017
Property Address	22 CHARLES AVE, BRIDGETON, NJ 08302-3647
Document Number	0000531230
Book / Page	004153 / 000370
Instrument Date	May 10, 2017
Instrument	531230
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CHARLES AVE BRIDGETON NJ 083023647, BRIDGETON, NJ 08302-3647

Tax Assessment & Valuation

The 2025 property tax bill for 22 Charles Ave was $5,536, down 1.6% from the year before.

Source: Cumberland County and Upper Deerfield Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cumberland County
County Subdivision	Upper Deerfield Township
Secondary School District	Cumberland Regional School District (09 - 12)
Elementary School District	Upper Deerfield Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,100 (-) Land $41,100 Building $127,000	$168,100 (-) Land $41,100 Building $127,000
2025	$5,536.00 (-1.56%)	$168,100 Land $41,100 Building $127,000	$168,100 Land $41,100 Building $127,000
2024	$5,624.00
2023		$168,100 Land $41,100 Building $127,000	$168,100 Land $41,100 Building $127,000
2022	$5,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Charles Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Charles Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER DEERFIELD TWP WATER DEPT serves 3,100 people · EPA ID NJ0613004
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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