22 Chapman St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 22 Chapman St, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,688 sqft · built 1927
Lot Size	0.085 acres (3,720 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Aug 2021)
Tax Bill	$10,164 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29290-00`

Property Details

APN / Parcel Number

Primary APN	`29290-00`
Alternative APNs	`WATE M:0608 B:0037 L:0306` `7938`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
Gross Area	2,646 sqft
Basement Area	782 sqft
Unfinished Basement	470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,720 sqft (0.085 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7938
Street Address	22 CHAPMAN ST
City	WATERTOWN
State	MA
Zip	02472-1779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T
Legal Block	37
Legal Lot Number	306
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	3
Census Block	3004
Census Tract	370101

Owner

22 Chapman St is owned and occupied by two individuals who bought it in August 2021.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 CHAPMAN ST, WATERTOWN, MA 02472-1779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Jul 9, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Aug 23, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Jul 9, 2020 · Amount on File
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Aug 26, 2021
Property Address	22 CHAPMAN ST, WATERTOWN, MA 02472-1779
Document Number	078556-196
Book / Page	78556 / 196
Instrument Date	Aug 26, 2021
Instrument	191192
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22 CHAPMAN ST, WATERTOWN, MA 02472-1779

Mortgage

Document Number	0000191193
Date	Aug 26, 2021
Instrument	191193

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jul 9, 2020
Property Address	22 CHAPMAN ST, WATERTOWN, MA 02472-1779
Document Number	0075075-34
Book / Page	75075 / 34
Instrument Date	Jun 4, 2020
Instrument	109865
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 MAIN ST, WATERTOWN, MA 02472-2125

Mortgage

Document Number	0000109866
Date	Jul 9, 2020
Instrument	109866

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	WATERTOWN MA
Recording Date	Aug 23, 2018
Property Address	22 CHAPMAN ST, WATERTOWN, MA 02472-1779
Document Number	71513-132
Book / Page	071513 / 000132
Instrument Date	Aug 21, 2018
Instrument	129275
Transaction Type	Foreclosure
Record Updated	Sep 11, 2018

Transaction

Amount	Amount on Record
Tax	$3,256.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 22 Chapman St was $10,164, up 4.4% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,164.00 (+4.45%)	$833,100 (-) Land $480,100 Building $353,000	$804,840 (-)
2025	$9,731.00 (+20.46%)	$833,100 (+20.67%) Land $480,100 Building $353,000	$804,840 (-1.29%)
2024	$8,078.00 (-8.98%)	$690,400 (+5.65%) Land $454,500 Building $235,900	$815,385
2023	$8,875.00	$653,500 Land $434,700 Building $218,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Chapman St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Chapman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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