Middlesex County and Reading Town property record for 22 Chapin Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,267 sqft · built 1947 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Sep 2023) |
| Tax Bill | $7,851 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:017.0-0000-0175.0 |
| Primary APN | READ M:017.0-0000-0175.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,267 sqft Living Area |
| Gross Area | 3,365 sqft |
| Basement Area | 1,190 sqft |
| Unfinished Basement | 595 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,002 sqft (0.184 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 65000000078 |
|---|---|
| Street Address | 22 CHAPIN AVE |
| City | READING |
| State | MA |
| Zip | 01867-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A40 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 CHAPIN AVE, READING, MA 01867-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE |
| Sep 7, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MEMCO LLC |
| Jun 16, 2023 | Quit Claim Deed, Construction Loan · Construction Mortgage BANK OF CANTON |
| Feb 15, 2023 | Personal Representative Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on Record |
| Deed Sale | Sep 7, 2023 · Amount on Record |
| Prior Sale | Jun 16, 2023 · Amount on Record |
| Deed Document Number | 2023101023 |
| Deed Book / Page | 81971 / 279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 22 CHAPIN AVE, READING, MA 01867-3203 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084698-265 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 84698/265 |
| Instrument | 120732 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 7, 2023 |
| Property Address | 22 CHAPIN AVE, READING, MA 01867-3203 |
| Document Number | 081971-279 |
| Book / Page | 81971 / 279 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 101023 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22 CHAPIN AVE, READING, MA 01867-3203 |
| Document Number | 0000101024 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 101024 |
| Name | MEMCO LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 16, 2023 |
| Property Address | 22 CHAPIN AVE, READING, MA 01867-3203 |
| Document Number | 081667-133 |
| Book / Page | 81667 / 133 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 65231 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 967 N MAIN ST, RANDOLPH, MA 02368-3056 |
| Investor | Possibly a Property Investor |
| Document Number | 0000065232 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 65232 |
| Name | BANK OF CANTON |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 15, 2023 |
| Property Address | 22 CHAPIN AVE, READING, MA 01867-3203 |
| Document Number | 081252-413 |
| Book / Page | 81252 / 413 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 16232 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2 MAYHEW RD, MERRIMACK, NH 03054-2246 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,851.00 (+11.08%) | $689,300 (+14.29%) Land $409,500 Building $279,800 | $862,885 (+24.87%) |
| 2024 | $7,068.00 (+1.96%) | $603,100 (+9.54%) Land $385,100 Building $218,000 | $691,030 |
| 2023 | $6,932.00 | $550,600 Land $351,500 Building $199,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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