Kennebec County and Waterville City property record for 22 Central Ave, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,627 sqft · built 1942 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (Feb 2026) |
| Tax Bill | $3,912 (2025) |
| Deeds & Mortgages | May 2019 Refinance Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:063 B:073 |
| Primary APN | WAVL M:063 B:073 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,627 sqft Living Area |
| Gross Area | 3,265 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 349 |
|---|---|
| Street Address | 22 CENTRAL AVE |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-5710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 73 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 24101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
22 Central Ave is owned by an individual who bought it in February 2026.
Source: Kennebec County and Waterville City records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 WINTER ST, 1, WATERVILLE, ME 04901-7337 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Feb 20, 2026 | Warranty Deed, Transfer FAIRWAY INDEPENDENT M |
| May 14, 2020 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on File |
| Deed Sale | Feb 20, 2026 · Amount on File |
| Prior Sale | May 14, 2020 · Amount on File |
| Deed Document Number | 20263355 |
| Deed Book / Page | 15644 / 146 |
| Transfer Doc | 0000030003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 22 CENTRAL AVE, WATERVILLE, ME 04901-5710 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019009885 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 13220/291 |
| Instrument | 2019009885 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Feb 20, 2026 |
| Property Address | 22 CENTRAL AVE, WATERVILLE, ME 04901-5710 |
| Document Number | 2026003355 |
| Book / Page | 15644 / 146 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 2026003355 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 WINTER ST # 1, 1, WATERVILLE, ME 04901-7337 |
| Document Number | 2026003356 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 2026003356 |
| Name | FAIRWAY INDEPENDENT M |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | May 14, 2020 |
| Property Address | 22 CENTRAL AVE, WATERVILLE, ME 04901-5710 |
| Document Number | 2020009945 |
| Book / Page | 13554 / 199 |
| Instrument Date | May 12, 2020 |
| Instrument | 2020009945 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 BROADWAY # 2, 2, WATERVILLE, ME 04901-6206 |
| Document Number | 2020009946 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 2020009946 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 22 Central Ave was $3,912.
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,912.00 | $230,100 Land $27,200 Building $202,900 | |
| 2024 | $226,765 | ||
| 2023 | $3,578.00 (+21.95%) | $179,800 (+58.41%) Land $20,900 Building $158,900 | |
| 2022 | $2,934.00 | $113,500 Land $15,800 Building $97,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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