Adams County property record for 22 Centennial St, Fairfield, PA 17320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,358 sqft · built 1930 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,213 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 006-0065-000 |
| Primary APN | 11 006-0065-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,358 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 22 CENTENNIAL ST |
|---|---|
| City | FAIRFIELD |
| State | PA |
| Zip | 17320-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Jurisdiction | ADAMS PA |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 31700 |
22 Centennial St is owned and occupied by an individual who acquired it in May 1999.
Source: Adams County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 CENTENNIAL ST, FAIRFIELD, PA 17320-9538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK |
| Jun 20, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOTCOM LLC |
| Feb 22, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Apr 13, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 1999 |
| Deed Sale | May 7, 1999 |
| Deed Book / Page | 1826 / 71 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | May 29, 2026 |
| Property Address | 22 CENTENNIAL ST, FAIRFIELD, PA 17320-9538 |
| Document Number | 7488000043 |
| Book / Page | 7488 / 43 |
| Instrument Date | May 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Address | 22 CENTENNIAL ST, FAIRFIELD, PA 17320-9538 |
| Document Number | 7488000043, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 7488/43 |
| Name | ACNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 22 CENTENNIAL ST, FAIRFIELD, PA 17320-9538 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000006390/0000000012 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 0000006390/0000000012 |
| Instrument | 201800006696 |
| Name | LOANDEPOTCOM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 22 CENTENNIAL ST, FAIRFIELD, PA 17320-9538 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 006748/107 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 6748/107 |
| Instrument | 202100002870 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 22 CENTENNIAL ST, FAIRFIELD, PA 17320-9538 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 006601/126 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 6601/126 |
| Instrument | 202000003919 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | DANVILLE, IL 61834 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 22 Centennial St was $3,213.
Source: Adams County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Adams County |
| Municipality | Fairfield Borough |
| Unified School District | Fairfield Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,213.00 | $164,100 Land $44,700 Building $119,400 | |
| 2024 | $2,920.00 (+2.56%) | $164,100 (-) Land $44,700 Building $119,400 | |
| 2023 | $2,847.00 Additional exemption filed | $164,100 Land $44,700 Building $119,400 | |
| 2010 | $164,100 Land $44,700 Building $119,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Centennial St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1980–2011) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Centennial St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD MUNI AUTH serves 2,150 people · EPA ID PA7010005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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