22 Celeste Ct, Novato, CA 94947 Property Records

Marin County property record for 22 Celeste Ct, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1964
Lot Size	0.279 acres (12,150 sqft)
Owner	Company Name on Record
Tax Bill	$2,945 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Aug 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-121-27`

Property Details

APN / Parcel Number

Primary APN	`132-121-27`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,624 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Contemporary
Lot Area	12,150 sqft (0.279 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	22 CELESTE CT
City	NOVATO
State	CA
Zip	94947-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L15 /B12P37 OR SHEILA ESTATES
Legal Subdivision	SHEILA ESTATES
Legal Lot Number	15
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	4
Census Block	4000
Census Tract	103100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	22 CELESTE CT, NOVATO, CA 94947-2030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Aug 13, 2018	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Aug 8, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 1, 1994
Transfer Doc	0000019740
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	22 CELESTE CT, NOVATO, CA 94947-2030
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	FC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CELESTE CT, NOVATO, CA 94947-2030

Mortgage

Document Number	0000005962
Date	Feb 15, 2022
Instrument	2022-0005962

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.56%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.56%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	22 CELESTE CT, NOVATO, CA 94947-2030
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028686
Date	Aug 13, 2018
Instrument	2018-0028686

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	823 Months
Due	Mar 14, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Sep 1, 2019
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	22 CELESTE CT, NOVATO, CA 94947-2030
Document Number	0000028687
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	LIBERTY HOME EQUITY SOLUTIONS IN, LIBERTY HM EQUITY SOLUTIONS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	22 CELESTE CT NOVATO CA 949472030, NOVATO, CA 94947-2030

Mortgage

Document Number	0000028687
Date	Aug 13, 2018
Instrument	28687

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Aug 12, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.7%

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$127,535 (+2%) Land $30,633 Building $96,902
2025	$2,945.00 (+5.71%) Homeowner's exemption	$125,034 (+4.04%) Land $30,032 Building $95,002
2023	$2,786.00 (+2.58%) Homeowner's exemption	$120,179 Land $28,866 Building $91,313
2022	$2,716.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1986–1995)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, Verizon.

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