22 Cedar St, Binghamton, NY 13905 Property Records

Broome County and Binghamton City property record for 22 Cedar St, Binghamton, NY 13905

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,968 sqft · built 1908
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$19,000 (Oct 2000)
Tax Bill	$4,474 (2026)
Deeds & Mortgages	Jul 2022 Mortgage May 2025 Mortgage + 2 more
APN	`030200 160.30-4-46`

Property Details

APN / Parcel Number

Primary APN	`030200 160.30-4-46`
Alternative APNs	`020016003000040460000000` `00000301980`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	984 sqft
2nd Floor Area	984 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000301980
Street Address	22 CEDAR ST
City	BINGHAMTON
State	NY
Zip	13905-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	YES
Legal Block	4
Legal Lot Number	46.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	3
Census Block	3002
Census Tract	1402

Owner

22 Cedar St is owned and occupied by an individual who acquired it in October 2012.

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	22 CEDAR ST, BINGHAMTON, NY 13905-3611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage NEW YORK STATE HOUSING FINANCE AGENCY
May 7, 2025	Deed of Trust, Mortgage CITY OF BINGHAMTON
Aug 25, 2025	Deed of Trust, Mortgage CITY OF BINGHAMTON
Apr 16, 2024	Deed of Trust, Mortgage CITY OF BINGHAMTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2000 · Amount on File
Deed Sale	Oct 20, 2000 · Amount on File
Prior Sale	Mar 8, 2000 · Amount on File
Deed Book / Page	1943 / 547
Last Transfer Date	Oct 5, 2012
Transfer Doc	002386/195
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	22 CEDAR ST, BINGHAMTON, NY 13905-3611
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CEDAR ST, BINGHAMTON, NY 13905-3611

Mortgage

Document Number	004090/153
Date	Jul 14, 2022
Book Page	4090/153
Instrument	202200018163

Lender

Name	NEW YORK STATE HOUSING FINANCE AGENCY
Type	Government Agency
Address	NEW YORK, NY 10022

Agreement

Amount	Amount on Record

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	22 CEDAR ST, BINGHAMTON, NY 13905-3611
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CEDAR ST, BINGHAMTON, NY 13905-3611

Mortgage

Document Number	0004212/83
Date	May 7, 2025
Book Page	4212/83
Instrument	202500011854

Lender

Name	CITY OF BINGHAMTON
Type	Government Agency
Address	BINGHAMTON, NY 13901

Agreement

Amount	Amount on Record

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	22 CEDAR ST, BINGHAMTON, NY 13905-3611
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CEDAR ST, BINGHAMTON, NY 13905-3611

Mortgage

Document Number	004226/305
Date	Aug 25, 2025
Book Page	4226/305
Instrument	202500022701

Lender

Name	CITY OF BINGHAMTON
Type	Government Agency
Address	BINGHAMTON, NY 13901

Agreement

Amount	Amount on Record

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	22 CEDAR ST, BINGHAMTON, NY 13905-3611
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CEDAR ST, BINGHAMTON, NY 13905-3611

Mortgage

Document Number	0004166/33
Date	Apr 16, 2024
Book Page	4166/33
Instrument	202400009827

Lender

Name	CITY OF BINGHAMTON
Type	Government Agency
Address	BINGHAMTON, NY 13901

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 22 Cedar St was $4,474 with a homeowner's exemption, up 51.5% from the year before.

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,474.00 (+51.51%) Homeowner's exemption
2025	$2,953.00 (+2.18%) Homeowner's exemption	$45,000 Land $6,200 Building $38,800	$85,900 Land $11,835 Building $74,065
2024	$2,890.00
2023		$45,000 Land $6,200 Building $38,800	$71,429 Land $9,841 Building $61,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 22 Cedar St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Empire Long Distance.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures