22 Cedar Ln, Cheshire, CT 06410 Property Records

Cheshire Town property record for 22 Cedar Ln, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1955
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Nov 2017)
Tax Bill	$6,668 (2025)
Deeds & Mortgages	May 2020 Refinance Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:51 B:174 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:51 B:174 L`
Alternative APNs	`CSHR M:51 B:174 L` `496400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Basement Area	1,094 sqft
Unfinished Basement	694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	496400
Street Address	22 CEDAR LN
City	CHESHIRE
State	CT
Zip	06410-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	174
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	3
Census Block	3011
Census Tract	343101

Owner

22 Cedar Ln is owned and occupied by two individuals who bought it in November 2017.

Source: Cheshire Town records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 CEDAR LN, CHESHIRE, CT 06410-2208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC HOME LOANS INC
Nov 17, 2017	Warranty Deed, Transfer · Conventional with PMI ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on File
Deed Sale	Nov 17, 2017 · Amount on File
Prior Sale	Jun 25, 2001 · Amount on File
Deed Book / Page	2826 / 99
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	22 CEDAR LN, CHESHIRE, CT 06410-2208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2955-17
Date	May 19, 2020
Book Page	2955/17
Instrument	2020001911

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Nov 17, 2017
Property Address	22 CEDAR LN, CHESHIRE, CT 06410-2208
Document Number	2826-99
Book / Page	002826 / 000099
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CEDAR LN CHESHIRE CT 064102208, CHESHIRE, CT 06410-2208

Mortgage

Document Number	2826-101
Date	Nov 17, 2017
Book Page	002826/000101

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22 Cedar Ln was $6,668.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,668.00	$224,210 Land $83,720 Building $140,490	$320,300 Land $119,600 Building $200,700
2024	$6,668.00 (+17.29%)
2023	$5,685.00 (+2.23%)	$162,020 (-) Land $83,690 Building $78,330
2022	$5,561.00	$162,020 Land $83,690 Building $78,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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