22 Cayuga St, Homer, NY 13077 Property Records

Cortland County and Homer Town property record for 22 Cayuga St, Homer, NY 13077

Property Summary

Property Type	Apartments (5+ Units)
Details	2,818 sqft · built 1973
Lot Size	0.236 acres (10,318 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Oct 2017)
Tax Bill	$2,715 (2025)
Deeds & Mortgages	Dec 2022 Sale Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`113001 66.82-01-26.000`

Property Details

APN / Parcel Number

Primary APN	`113001 66.82-01-26.000`
Alternative APN	`300106608200010260000000`

Interior

Units	4 Units
Stories	3 Stories
Building Area	2,818 sqft Gross Area
Basement Area	837 sqft
Unfinished Basement	837 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	10,318 sqft (0.236 acres)
Lot Dimensions	212 ft deep x 48.6 ft wide
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 CAYUGA ST
City	HOMER
State	NY
Zip	13077-1326
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	07 - MIXED
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	CORTLAND NY
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1004
Census Tract	970300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Homer Village Historic District listed 1973 · 176 contributing resources · NRIS 73001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cortland County and Homer Town assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	185 CLINTON AVE, CORTLAND, NY 13045-1428
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Warranty Deed, Transfer
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Oct 4, 2017	Warranty Deed, Transfer · Conventional Mortgage TOMPKINS TR CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Prior Sale	Sep 4, 2009 · Amount on Record
Deed Document Number	20174788
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Dec 21, 2022
Property Address	22 CAYUGA ST, HOMER, NY 13077-1326
Document Number	0000007189
Instrument Date	Nov 30, 2022
Instrument	2022-07189
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CLINTON AVE, CORTLAND, NY 13045-1428

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	22 CAYUGA ST, HOMER, NY 13077-1326
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6141
Date	Nov 12, 2021
Instrument	2021-06141

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Oct 4, 2017
Property Address	22 CAYUGA ST, HOMER, NY 13077-1326
Document Number	0000004788
Instrument Date	Oct 3, 2017
Instrument	4788
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DRAKE RD LANSING NY 148828613, LANSING, NY 14882-8613

Mortgage

Document Number	4789
Date	Oct 4, 2017
Instrument	4789

Lender

Name	TOMPKINS TR CO
Address	ITHACA, NY 14850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 3, 2037

Tax Assessment & Valuation

Source: Cortland County and Homer Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Homer Town
Municipality	Homer Village
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,715.00 (-5.24%)	$165,000 (-) Land $9,700 Building $155,300	$246,269 (+2.99%) Land $14,478 Building $231,791
2023	$2,865.00	$165,000 Land $9,700 Building $155,300	$239,130 Land $14,058 Building $225,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1981–2026)
Most Recent Claim	Jul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOMER VILLAGE-NEWTON WATER WORKS serves 4,368 people · EPA ID NY1101757
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	11 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Point Broadband Fiber Holding.

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