22 Cathy Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 22 Cathy Rd, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,792 sqft · built 2006
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2005)
Tax Bill	$16,315 (2025)
Deeds & Mortgages	Nov 2021 Refinance May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134689-6161-03-187141-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6161-03-187141-0000`
Alternative APNs	`468900616100031871410000` `134689 6.161-3-187.141` `14187141`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,792 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	1,456 sqft
2nd Floor Area	1,336 sqft
Game Room	Game Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.39 acres)
View / Lot	Suburban
Garage Area	437 sqft
Porch	Covered Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14187141
Street Address	22 CATHY RD
City	POUGHKEEPSIE
State	NY
Zip	12603-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.39 AC (S)
Legal Block	3
Legal Lot Number	187
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	1
Census Block	1009
Census Tract	140500

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 CATHY RD, POUGHKEEPSIE, NY 12603-4006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED TRUST BANK
May 4, 2020	Deed of Trust, Mortgage · Line of Credit RELIANT BK
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ULSTER SVGS BK
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2005 · Amount on Record
Deed Sale	Oct 24, 2005 · Amount on Record
Deed Book / Page	22005 / 9442
Last Transfer Date	Jun 19, 2006
Transfer Doc	2200005456
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	22 CATHY RD, POUGHKEEPSIE, NY 12603-4006
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057151
Date	Nov 26, 2021
Instrument	57151

Lender

Name	UNITED TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	22 CATHY RD, POUGHKEEPSIE, NY 12603-4006
Document Number	0000051263
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 CATHY RD POUGHKEEPSIE NY 126034006, POUGHKEEPSIE, NY 12603-4006

Mortgage

Document Number	0000051263
Date	May 18, 2020
Instrument	51263

Lender

Name	RELIANT BK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	22 CATHY RD, POUGHKEEPSIE, NY 12603-4006
Document Number	0000000898
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CATHY RD POUGHKEEPSIE NY 126034006, POUGHKEEPSIE, NY 12603-4006

Mortgage

Document Number	0000000898
Date	Feb 25, 2019
Instrument	898

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 24, 2034

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	22 CATHY RD, POUGHKEEPSIE, NY 12603-4006
Document Number	0000007829
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	AMTRUST TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 CATHY RD POUGHKEEPSIE NY 126034006, POUGHKEEPSIE, NY 12603-4006

Mortgage

Document Number	0000007829
Date	Nov 21, 2017
Instrument	7829

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Spackenkill Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,315.00 (+40.66%)	$504,100 (+0.72%) Land $77,600 Building $426,500	$566,400 (+13.17%)
2023		$500,500 (+4.05%) Land $77,600 Building $422,900	$500,500 (+4.05%) Land $77,600 Building $422,900
2022		$481,000 Land $70,500 Building $410,500	$481,000 Land $70,500 Building $410,500
2020	$11,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum.

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