Middlesex County and Reading Town property record for 22 Carnation Cir, #D, Reading, MA 01867
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,550 sqft · built 1989 |
| Lot Size | 19 acres (828,746 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,933 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance Feb 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 68A00000122D |
| Primary APN | 68A00000122D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,550 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 828,746 sqft (19 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 68A00000122D |
|---|---|
| Street Address | 22 CARNATION CIR, D |
| City | READING |
| State | MA |
| Zip | 01867-2774 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 334400 |
22 Carnation Cir, #D is owner-occupied and held in a trust since January 2022.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 22 CARNATION CIR, D, READING, MA 01867-2774 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Feb 22, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 22, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Dec 10, 2019 | Condominium Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 29, 2022 |
| Transfer Doc | 0079720-24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 22 CARNATION CIR # D, D, READING, MA 01867-2774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00079720-1 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 79720/1 |
| Instrument | 27824 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 22, 2022 |
| Property Address | 22 CARNATION CIR # D, D, READING, MA 01867-2774 |
| Document Number | 0079720-24 |
| Book / Page | 79720 / 24 |
| Instrument Date | Jan 29, 2022 |
| Instrument | 27825 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22D CARNATION CIR, READING, MA 01867-2774 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 22, 2022 |
| Property Address | 22 CARNATION CIR # D, D, READING, MA 01867-2774 |
| Document Number | 079719-575 |
| Book / Page | 79719 / 575 |
| Instrument Date | Jan 29, 2022 |
| Instrument | 27823 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22D CARNATION CIR, READING, MA 01867-2774 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Dec 10, 2019 |
| Property Address | 22 CARNATION CIR # D, D, READING, MA 01867-2774 |
| Document Number | 73793-126 |
| Book / Page | 073793 / 000126 |
| Instrument Date | Dec 4, 2019 |
| Instrument | 4412 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 22D CARNATION CIR READING MA 018672774, READING, MA 01867-2774 |
The 2026 property tax bill for 22 Carnation Cir, #D was $5,933, down 1.3% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,933.00 (-1.31%) | $541,300 (+2.56%) Building $541,300 | $589,056 (-5.68%) |
| 2025 | $6,012.00 (-0.89%) | $527,800 (+1.97%) Building $527,800 | $624,530 (+1.59%) |
| 2024 | $6,066.00 (+1.73%) | $517,600 (+9.29%) Building $517,600 | $614,745 |
| 2023 | $5,963.00 | $473,600 Building $473,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22 Carnation Cir, #D in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Carnation Cir, #D is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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