22 Cardinal Dr, Milton, WV 25541 Property Records

Cabell County property record for 22 Cardinal Dr, Milton, WV 25541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2020
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Aug 2019)
Tax Bill	$2,127 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-1-0020.0000`

Property Details

APN / Parcel Number

Primary APN	`09-1-0020.0000`
Alternative APN	`06-09-1-0020.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	3,600 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,456 sqft (0.263 acres)
Lot Dimensions	105 ft deep x 109 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22 CARDINAL DR
City	MILTON
State	WV
Zip	25541-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 CARDINAL DR SUB PH 2 22 CARDINAL DR MILTON C/F 4/13 2007 TAX YEAR
Legal Subdivision	CARDINAL DRIVE SUBDIVISION
Legal Lot Number	22
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	3
Census Block	3002
Census Tract	10802

Owner

Source: Cabell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 432, MILTON, WV 25541-0432
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OHIO VALLEY BANK CO
Aug 12, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	Sep 17, 2008 · Amount on Record
Deed Document Number	20196027235
Deed Book / Page	1410 / 31
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	22 CARDINAL DR, MILTON, WV 25541-1142
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002766/44
Date	Jan 14, 2020
Book Page	2766/44
Instrument	6047447

Lender

Name	OHIO VALLEY BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 3, 2040

Interest

Rate Type	Fixed Rate

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Aug 12, 2019
Property Address	22 CARDINAL DR, MILTON, WV 25541-1142
Document Number	0001410/31
Book / Page	1410 / 31
Map Reference	DB 1192 PG 630
Instrument Date	Jul 18, 2019
Instrument	6027235
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Tax	$192.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Municipality	Milton Town
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,127.00 (+2.46%)	$132,960 (+3.6%) Land $34,800 Building $98,160	$221,600 (+3.6%) Land $58,000 Building $163,600
2025	$2,076.00 (+11.61%)	$128,340 (+11.99%) Land $39,540 Building $88,800	$213,900 (+11.99%) Land $65,900 Building $148,000
2023	$1,860.00 (+3.74%)	$114,600 (+4.31%) Land $32,940 Building $81,660	$191,000 (+4.31%) Land $54,900 Building $136,100
2022	$1,793.00	$109,860 Land $32,940 Building $76,920	$183,100 Land $54,900 Building $128,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (1997–2023)
Most Recent Claim	Feb 2023 · river or lake flooding
Claims by Event	Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding And Landslides, Feb 2003 · 2 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 40% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER serves 5,446 people · EPA ID WV3300609
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Aug 2018
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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