22 Cardinal Cir, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 22 Cardinal Cir, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,000 sqft · built 2011
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Sep 2011)
Tax Bill	$5,227 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`STAN M:14 L:79-13`

Property Details

APN / Parcel Number

Primary APN	`STAN M:14 L:79-13`
Alternative APNs	`M:14 L:79=13` `184241`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
Gross Area	3,668 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,237 sqft (2.37 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	184241
Street Address	22 CARDINAL CIR
City	STANDISH
State	ME
Zip	04084-6485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Subdivision	HARTWELL SUB
Legal Lot Number	79-13
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2028
Census Tract	17002

Owner

Source: Cumberland County and Standish Town records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 CARDINAL CIR, STANDISH, ME 04084-6485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW LOAN SERVICING
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2011 · Amount on Record
Deed Sale	Sep 13, 2011 · Amount on Record
Deed Document Number	201146648
Deed Book / Page	28954 / 138
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Recording Date	Jul 22, 2026
Property Address	22 CARDINAL CIR, STANDISH, ME 04084-6485
Document Number	0000030215
Book / Page	42412 / 230
Instrument Date	Jul 14, 2026
Instrument	202630215
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CARDINAL CIR, STANDISH, ME 04084-6485

Mortgage

Document Number	0000030215,
Date	Jul 22, 2026
Book Page	42412/230
Instrument	202630215

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.47%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	22 CARDINAL CIR, STANDISH, ME 04084-6485
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0386200168
Date	Sep 3, 2021
Book Page	38620/168
Instrument	63951

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,227.00 (+5.53%)	$421,500 (+7.22%) Land $86,900 Building $334,600
2024	$4,953.00 (+8.81%)	$393,100 (+19.59%) Land $80,300 Building $312,800
2023	$4,552.00 (+7.69%)	$328,700 (+12.38%) Land $67,700 Building $261,000
2022	$4,227.00	$292,500 Land $60,700 Building $231,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1998–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fidium Fiber DSL	100 / 40

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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