Richland County property record for 22 Cape Flattery Ct, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,070 sqft · built 1994 |
| Lot Size | 0.179 acres (7,838 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jan 2007) |
| Tax Bill | $1,440 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03913-01-35 |
| Primary APN | 03913-01-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,070 sqft Heated Area |
| Gross Area | 2,828 sqft |
| 1st Floor Area | 1,350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Contemporary |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,838 sqft (0.179 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01169194 |
|---|---|
| Street Address | 22 CAPE FLATTERY CT |
| City | IRMO |
| State | SC |
| Zip | 29063-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 11 BLK 28 35X107.8X78.6X33.1X110 #SU BEACON HILL #PR 52-990 |
| Legal Subdivision | BEACON HILL |
| Legal Block | 28 |
| Legal Lot Number | 11 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10304 |
22 Cape Flattery Ct is owned and occupied by an individual who bought it in January 2007.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 CAPE FLATTERY CT, IRMO, SC 29063-2914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| Feb 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Nov 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2007 · Amount on File |
| Deed Sale | Jan 23, 2007 · Amount on File |
| Prior Sale | Sep 5, 2000 · Amount on File |
| Deed Document Number | 20076236 |
| Deed Book / Page | 1275 / 738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 22 CAPE FLATTERY CT, IRMO, SC 29063-2914 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0030993451 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 3099/3451 |
| Instrument | 2026007255 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 22 CAPE FLATTERY CT, IRMO, SC 29063-2914 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025883019 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 2588/3019 |
| Instrument | 2021010961 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 22 CAPE FLATTERY CT, IRMO, SC 29063-2914 |
| Document Number | 2449/3158 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 22 CAPE FLATTERY CT IRMO SC 290632914, IRMO, SC 29063-2914 |
| Document Number | 2449/3158 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 002449/003158 |
| Instrument | 89164 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2049 |
The 2025 property tax bill for 22 Cape Flattery Ct was $1,440.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,440.00 Homeowner's exemption | $204,600 | $255,500 Land $32,000 Building $223,500 |
| 2023 | $1,151.00 | $7,116 | $177,900 |
| 2021 | $1,175.00 | $7,120 | $177,900 Land $30,000 Building $147,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22 Cape Flattery Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22 Cape Flattery Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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