22 Cains Mill Rd, Williamstown, NJ 08094 Property Records

Atlantic County and Folsom Borough property record for 22 Cains Mill Rd, Williamstown, NJ 08094

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 1972
Lot Size1.08 acres (47,250 sqft)
Owner2 Individual Names on File
Tax Bill$3,622 (2025)
Deeds & MortgagesJan 2022 Mortgage
May 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN10-02505-0000-00218

Property Details

APN / Parcel Number

Primary APN10-02505-0000-00218
Alternative APN
  • 1000038000000218

Interior

Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Construction TypeFrame
Lot Area47,250 sqft
Lot Dimensions150 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number1000038000000218
Street Address22 CAINS MILL RD
CityWILLIAMSTOWN
StateNJ
Zip08094-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal Block2505
Legal Lot Number218
JurisdictionATLANTIC NJ
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1015
Census Tract11201

Owner

22 Cains Mill Rd is owned and occupied by two individuals who acquired it in January 2022.

Source: Atlantic County and Folsom Borough records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address22 CAINS MILL RD, WILLIAMSTOWN, NJ 08094-2210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Intrafamily Transfer, Transfer · FHA Mortgage
NATION ONE MORTGAGE
May 17, 2017Loan Modification, Mortgage · FHA Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2022
Deed SaleJan 24, 2022
Prior SaleOct 5, 2005 · Amount on File
Deed Document Number20222902
Prior Transfer DateNov 13, 2021
Prior Transfer Doc0000002902
Record UpdatedOct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionATLANTIC NJ
Recording DateJan 24, 2022
Property Address22 CAINS MILL RD, WILLIAMSTOWN, NJ 08094-2210
Document Number0000002902
Instrument DateNov 15, 2021
Instrument2022002902
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanySJS TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CAINS MILL RD, WILLIAMSTOWN, NJ 08094-2210

Mortgage

Document Number0000002903
DateJan 24, 2022
Instrument2022002903
Lender
NameNATION ONE MORTGAGE
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2051

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionATLANTIC NJ
Property Address22 CAINS MILL RD, WILLIAMSTOWN, NJ 08094-2210
Document Number0000032898
Instrument DateMay 17, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyCARRINGTON TITLE SERVICES, CARRINGTON TITLE SVCS

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CAINS MILL RD WILLIAMSTOWN NJ 080942210, WILLIAMSTOWN, NJ 08094-2210

Mortgage

Document Number0000032898
DateJun 16, 2017
Instrument32898
Lender
NameBANK OF AMERICA
TypeBank
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 15, 2047
Interest
Rate4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 22 Cains Mill Rd was $3,622, up 7.2% from the year before.

Source: Atlantic County and Folsom Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalityFolsom Borough
Unified School DistrictFolsom Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,800 (+20.49%) Land $71,700 Building $114,100$185,800 (+20.49%) Land $71,700 Building $114,100
2025$3,622.00 (+7.16%)$154,200 Land $66,300 Building $87,900$154,200 Land $66,300 Building $87,900
2024$3,380.00
2023$154,200 Land $66,300 Building $87,900$154,200 Land $66,300 Building $87,900
2022$3,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Cains Mill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1981–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Coastal Storm, High Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Cains Mill Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 78% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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