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22 Black Oak Cir, Ward, AR 72176 Property Records

Lonoke County property record for 22 Black Oak Cir, Ward, AR 72176

Property Summary

Property TypeMobile Home
Details840 sqft
OwnerCompany Name on Record
Last Sale$330,000 (Dec 2015)
Tax Bill$232 (2024)
Deeds & MortgagesJun 2019 Loan Modification
Nov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN113-00011-000

Property Details

APN / Parcel Number

Primary APN113-00011-000
Alternative APN
  • 17056

Interior

Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft

Exterior

Roof MaterialOther
DrivewayDriveway
Driveway Area196 sqft
Deck Area16 sqft
Patio Area16 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address22 BLACK OAK CIR
CityWARD
StateAR
Zip72176-8101
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT:11 CITY/MUNI/TWP:RURAL SUBD:BLACKOAK II SEC/TWN/RNG/MER:SEC 03 TWN 04N RNG 09W
Legal Range09W
Legal Township04N
Legal Section03
Legal SubdivisionBLACKOAK II
Legal Lot Number11
JurisdictionLONOKE AR
Township / Civil DivisionCAROLINE
Census Block Group2
Census Block2021
Census Tract20102

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address19 WOODLAND DR, CABOT, AR 72023-9571
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2019Loan Modification, Mortgage
BANK OZK
Nov 7, 2018Loan Modification, Mortgage
BANK OZK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2015 · Amount on Record
Deed SaleDec 2, 2015 · Amount on Record
Deed Document Number2015-012140
Deed Book / Page2015 / 12140
Last Transfer DateDec 9, 2015
Transfer Doc0000012140
Record UpdatedJun 7, 2026

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLONOKE AR
Property Address22 BLACK OAK CIR, WARD, AR 72176-8101
Document Number0000006459
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19 WOODLAND DR CABOT AR 720239571, CABOT, AR 72023-9571

Mortgage

Document Number0000006459
DateJul 3, 2019
Instrument6459
Lender
NameBANK OZK
AddressCABOT, AR 72023
Agreement
Term60 Months
DueJul 2, 2024

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLONOKE AR
Property Address22 BLACK OAK CIR, WARD, AR 72176-8101
Document Number0000011070
Instrument DateNov 7, 2018
Transaction TypeMortgage
Record UpdatedDec 14, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9 WOODLAND DR CABOT AR 72023, CABOT, AR 72023

Mortgage

Document Number0000011070
DateNov 14, 2018
Instrument11070
Lender
NameBANK OZK
AddressCABOT, AR 72023
Agreement
Term60 Months
DueNov 13, 2023

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,190 (-) Land $2,000 Building $3,190
2024$232.00 (+7.91%)
2023$215.00$5,190 Land $2,000 Building $3,190$25,950 Land $10,000 Building $15,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARD WATERWORKS
serves 12,579 people · EPA ID AR0000345
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Connect2First
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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