22 Berwick Cir, Shalimar, FL 32579 Property Records

Okaloosa County property record for 22 Berwick Cir, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 1974
Lot Size	0.154 acres (6,747 sqft)
Owner	2 Trust Names on File
Last Sale	$349,000 (Jul 2022)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-4546-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-4546-4`
Alternative APN	`05-2S-23-2080-0032-0180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,546 sqft Heated Area
Gross Area	1,670 sqft
1st Floor Area	1,232 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,747 sqft (0.154 acres)
Lot Width	75 ft Width
Garage Area	300 sqft
Porch	Open Porch
Porch Area	40 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	22 BERWICK CIR
City	SHALIMAR
State	FL
Zip	32579-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE S1/2 OF LOTS 18 TO 20 BLK 32
Legal Range	23
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	32
Legal Lot Number	18-20 19
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	3
Census Block	3012
Census Tract	21501

Owner

22 Berwick Cir is held in a trust since October 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	5084 CHANDELLE DR, PENSACOLA, FL 32507-8118
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Jul 2, 2020	Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LNDG
Oct 3, 2017	Quit Claim Deed, Transfer · FHA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Prior Sale	Jul 13, 2022 · Amount on File
Deed Document Number	0036322892
Deed Book / Page	3632 / 2892
Last Transfer Date	Oct 11, 2024
Transfer Doc	0003716243
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 13, 2022
Property Address	22 BERWICK CIR, SHALIMAR, FL 32579-2020
Document Number	0036322892
Book / Page	3632 / 2892
Map Reference	MB 1 PG 64
Instrument Date	Jul 13, 2022
Instrument	3564212
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10127 EDENDALE LN, 10127, CANTONMENT, FL 32533-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BERWICK CIR, SHALIMAR, FL 32579-2020

Mortgage

Document Number	0036322894
Date	Jul 13, 2022
Instrument	3632/2894

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 2, 2020
Property Address	22 BERWICK CIR, SHALIMAR, FL 32579-2020
Document Number	0034731034
Book / Page	003473 / 001034
Instrument Date	Jun 18, 2020
Instrument	3370507
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,736.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 BERWICK CIR SHALIMAR FL 325792020, SHALIMAR, FL 32579-2020

Mortgage

Document Number	34731035
Date	Jul 2, 2020
Book Page	003473/001035
Instrument	3370508

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 3, 2017
Property Address	22 BERWICK CIR, SHALIMAR, FL 32579-2020
Document Number	0033194785
Book / Page	003319 / 004785
Instrument Date	Sep 29, 2017
Instrument	3163420
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BERWICK CIR SHALIMAR FL 325792020, SHALIMAR, FL 32579-2020

Mortgage

Document Number	33194786
Date	Oct 3, 2017
Book Page	003319/004786
Instrument	3163421

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22 Berwick Cir was $3,103.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,103.00	$252,993 Land $83,200 Building $169,793	$252,993 Land $83,200 Building $169,793
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$249,255 (+31.42%) Land $58,203 Building $191,052	$249,255 (+31.42%) Land $58,203 Building $191,052
2022	$2,253.00	$189,668 Land $54,396 Building $135,272	$189,668 Land $54,396 Building $135,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Berwick Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	8 (1978–2014)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Berwick Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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