22 Benefit St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 22 Benefit St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1969
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$173,500 (Dec 2010)
Tax Bill	$3,991 (2026)
Deeds & Mortgages	Jun 2026 Second Mortgage Oct 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`526-00063`

Property Details

APN / Parcel Number

Primary APN	`526-00063`
Alternative APN	`CHIC M:0526 P:00063`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	3,047 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	768 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Game Room	Game Room

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	526-00063
Street Address	22 BENEFIT ST
City	CHICOPEE
State	MA
Zip	01013-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2015
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22 BENEFIT ST, CHICOPEE, MA 01013-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Dec 27, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2010 · Amount on Record
Deed Sale	Dec 1, 2010 · Amount on Record
Prior Sale	Jul 23, 1993 · Amount on Record
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jun 23, 2026
Property Address	22 BENEFIT ST, CHICOPEE, MA 01013-2302
Document Number	0000243076
Instrument Date	Jun 17, 2026
Instrument	2026243076
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BENEFIT ST, CHICOPEE, MA 01013-2302

Mortgage

Document Number	0000243076,
Date	Jun 23, 2026
Instrument	2026243076

Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	22 BENEFIT ST, CHICOPEE, MA 01013-2302
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232173
Date	Oct 28, 2022
Instrument	232173

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	22 BENEFIT ST, CHICOPEE, MA 01013-2302
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232690
Date	Dec 27, 2022
Instrument	232690

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,991.00 (+6.71%)	$261,900 (+6.16%) Land $87,000 Building $174,900	$286,527 (+18.28%)
2025	$3,740.00 (+5.41%)	$246,700 (+2.62%) Land $81,200 Building $165,500	$242,250
2024	$3,548.00 (+6.39%)	$240,400 (+9.22%) Land $79,700 Building $160,700
2023	$3,335.00	$220,100 Land $72,400 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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