22 Benaquist Way, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 22 Benaquist Way, Harpswell, ME 04079

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,240 sqft · built 2011
Lot Size0.92 acres (40,075 sqft)
OwnerCompany Name on Record
Tax Bill$2,108 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNG1877R

Property Details

APN / Parcel Number

Primary APNG1877R
Alternative APN
  • HARP M:012 L:200 S:008

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,240 sqft Living Area
Gross Area4,248 sqft
1st Floor Area1,240 sqft
AtticAttic
Attic Area784 sqft
Basement Area1,072 sqft
Unfinished Basement1,072 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,075 sqft (0.92 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelGas

Location & Zoning

Account NumberG1877R
Street Address22 BENAQUIST WAY
CityHARPSWELL
StateME
Zip04079-3177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIN
Legal Lot Number200
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group2
Census Block2001
Census Tract17101

Owner

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address22 BENAQUIST WAY, HARPSWELL, ME 04079-3177
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARPSWELL ME
Property Address22 BENAQUIST WAY, HARPSWELL, ME 04079-3177
Transaction TypeMortgage
Record UpdatedAug 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0402510157
DateJul 20, 2023
Book Page40251/157
Instrument23891
Lender
NameMIDCOAST FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,108.00 (+4.72%)$316,500 (-) Land $61,700 Building $254,800
2024$2,013.00 (+4.25%)$316,500 (-) Land $61,700 Building $254,800
2023$1,931.00 (+3.43%)$316,500 (-) Land $61,700 Building $254,800
2022$1,867.00$316,500 Land $61,700 Building $254,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Nearby Flood Policies52 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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