Middlesex County and Pepperell Town property record for 22 Bemis Rd, Pepperell, MA 01463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 1973 |
| Square Footage | 2,490 sqft Living Area |
| Lot Size | 40,006 sqft (0.918 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $6,679.00 (2025) |
| Primary APN | PEPP M:0003 B:0243 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,490 sqft Living Area |
| Gross Area | 3,673 sqft Gross Area |
| Basement Area | 1,000 sqft Basement |
| Unfinished Basement | 500 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 40,006 sqft (0.918 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 22 BEMIS RD |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1131 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 243 |
| Jurisdiction | PEPPERELL MA |
| Minor Civil Division | PEPPERELL |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 327101 |
Source: Middlesex County and Pepperell Town records · APN PEPP M:0003 B:0243 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 BEMIS RD, PEPPERELL, MA 01463-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage UNITED MTG LENDING LL |
| Dec 27, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment LADERA LENDING |
| Dec 08, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Mar 01, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOME POINT FINL CORP |
| Jul 01, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 22 BEMIS RD, PEPPERELL, MA 01463-1131 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084785-427 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 84785/427 |
| Instrument | 130029 |
| Name | UNITED MTG LENDING LL |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 22 BEMIS RD, PEPPERELL, MA 01463-1131 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082347-155 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 82347/155 |
| Instrument | 147342 |
| Name | LADERA LENDING |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 22 BEMIS RD, PEPPERELL, MA 01463-1131 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 079304-304 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 79304/304 |
| Instrument | 265009 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 22 BEMIS RD, PEPPERELL, MA 01463-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70685-247 |
|---|---|
| Date | Mar 01, 2018 |
| Book Page | 70685/247 |
| Instrument | 28411 |
| Name | HOME POINT FINL CORP |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 22 BEMIS RD, PEPPERELL, MA 01463-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75029-481 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 75029/481 |
| Instrument | 105627 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Middlesex County and Pepperell Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,679.00 (+5.08%) | $456,500 (+3.07%) Land $142,800 Building $313,700 | $474,620 (-) |
| 2024 | $6,356.00 (-2.59%) | $442,900 (+2.76%) Land $129,200 Building $313,700 | $474,620 |
| 2023 | $6,525.00 | $431,000 Land $129,200 Building $301,800 |
22 Bemis Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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